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Attention Members: The coin machine at our Member Service Center in Roanoke is currently out of service. Our nearest retail centers with a coin machine are South Roanoke, Daleville, and Southwest. We apologize for the inconvenience.


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IRA Certificates

Prepare for retirement, and even take advantage of tax deductions.

Term Minimum Balance Annual Percentage Yield (APY)
One Year $1,000.00 4.00%
Two Year $1,000.00 0.70%
Three Year $1,000.00 0.80%
Four Year $1,000.00 1.00%
Five Year $1,000.00 1.10%
Seven Year $1,000.00 1.25%
Rates Effective February 1, 2023.

IRA Savings

Built to keep things simple so you can start investing now.

Type Minimum Balance Annual Percentage Yield (APY)
IRA Regular Savings $50.00 0.10%
Educational IRA (Coverdell) $50.00 0.10%
Rates Effective February 1, 2023.