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Member one business platinum

Visa® Platinum Rewards Business Credit Card

A secure, reliable credit card designed for business owners just like you. Earn points on every dollar you spend, then redeem them for travel or merchandise as you grow your business.

Introductory APR

3.99% APR* for the first 12 billing cycles

Standard APR

Standard APR* after the first 12 billing cycles is 11.99%, based on your creditworthiness

Credit limit

Credit limit starting at $2,500

Cash Advance APR

11.99% APR

Annual Fee


Enjoy All the Benefits

Premier Rewards

Earn 1 point for every $1 spent and receive a bonus 5,000 Reward points given after your first transaction. What's even better? Your points never expire! Explore what awaits you and easily redeem your points at CURewards.com

Security Features

With chip-enabled (EMV) fraud protection, zero liability on fraudulent charges, around-the-clock fraud protection, emergency cash and card disbursement to help you in a pinch, and lost/stolen card reporting, Member One is committed to keeping your information safe.

Other Benefits

Card Controls

The Card Controls security feature allows you to lock and unlock your card, file a dispute, link to CURewards, make a payment, set up reoccurring payments, activate your card, perform a balance transfer, enroll in e-Statements, and submit travel notifications.

Digital Wallet

Make easy, convenient, and secure purchases when you’re on the go. Securely store your Member One credit card information to make purchases at stores or in apps with your smartphone or other device. Our credit cards can be added to Apple Pay®, Google Wallet, and Samsung Pay.

Roadside Dispatch®

Rely on emergency roadside assistance

As an eligible Member One Federal Credit Union cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program. Simply call 1-800-847-2869, 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set pre-negotiated fee per standard service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage.

Add peace of mind to your itinerary

The following kinds of service calls are common examples of what is covered for your set pre-negotiated fee:

  • Standard Towing – up to five miles included¹
  • Tire Changing – you must have a good, inflated spare tire
  • Jump Starting
  • Lockout Service – no key replacement
  • Fuel Delivery – up to five gallons (plus the cost of fuel)
  • Standard Winching

¹ Any vehicle with wheels is covered under the program as long as it can be classified as “Light Duty.” “Light Duty” vehicles are vehicles that weigh 10,000 lbs. or less. Vehicles weighing more than 10,000 lbs. are considered “Medium Duty” or “Heavy Duty” and are NOT covered under this program.

Note: Customers must pay service provider for mileage over five miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county maintained road only. Additional fees may apply for winching services under certain circumstances.

Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor Member One Federal Credit Union shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day, and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor Member One Federal Credit Union provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation. Current fee for a standard service call is $69.95. Service call fees are subject to change at any time; however, callers will be notified prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited.

Travel Accident Insurance & Baggage Delay Reimbursement

Travel Accident Insurance provides Visa cardholders and their families with automatic common-carrier (airline, rail, bus, cruise line, etc.) accidental death and dismemberment coverage every time they use their Member Visa Everyday Visa Credit Card to purchase travel tickets. The program provides up to a maximum of $500,000.

Baggage Delay Reimbursement can reimburse the eligible cardholder for essential items they need when their baggage is delayed or misdirected by the common carrier. The cardholder can be reimbursed up to $100 a day for a total of 3 days in the event their baggage is delayed or misdirected by the common carrier for more than 4 hours from the time they have arrived at the destination printed on their ticket.

Click here for the complete Description of Coverage

Visa® Platinum with Rewards Business Credit Card 11.99% disclosure.

*APR = Annual Percentage Rate. Late payment fee, returned payment fee, and returned convenience check fee up to $25. Rates and credit limits are based on an individual’s creditworthiness and underwriting criteria. Minimum credit limit is $2,500. Not all applicants will qualify for the lowest rate.

The cardholder shall have 90 days to redeem, exchange, or otherwise use any credit card points that the holder accumulated at the time of such modification, cancellation, closure, or termination as permitted under the terms of the agreement or agreements between the holder and the credit card issuer, in your case, Member One Federal Credit Union, which is servicing the applicable credit card account or related rewards program, subject to the availability of rewards.

Get Your Business Credit Card

Email the Business Sales team to start the application process.