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Attention Members: The coin machine at our Member Service Center in Roanoke is currently out of service. Our nearest retail centers with a coin machine are South Roanoke, Daleville, and Southwest. We apologize for the inconvenience.
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10 months, 5.20% APY**
Open this Share Certificate and start saving today!
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Savings plant and coins
12 months, 4.00% APY*
Open this IRA Certificate or Share Certificate today!
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Member One Credit Cards
Sign up today and take advantage of the many benefits!
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Savings
Credit Cards
Mortgages
Financial Planning

Rates

Save. Borrow. Grow.

6.25%*
Auto Loans APR as low as*
9.99%*
Personal Credit Cards APR as low as*
6.50%*
Home Equity Loans APR for a 15-year*
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Member One FCU

Strengthening Our Community

At Member One, our mission is to help our members, employees, and communities flourish.

Our Community Impact

Each year we give back to our local nonprofit organizations, charities, and community projects through donations of time, goods, services, and financial support.

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Sponsorships & Donations

In 2021, we made a $167,000 commitment to our Southwest and Central Virginia communities, supporting nearly 100 nonprofit organizations.

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College Scholarships

With the rising cost of higher education, we're proud to offer two scholarships for area students attending college in Virginia.

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Latest Stories & News

Read the latest from us, including stories, press releases, and financial news you can use.

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Financial Education Center

Learn. Earn. Invest.

The more you know, the more you’ll grow. Let us help. Our interactive Financial Education Center is designed for members of all ages.

Approaching Retirement
Preparing for Retirement

Learn How you should get started or optimize your retirement plan!

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Making Plans
Investing In Your Future

Learn how to be more financially prepared in the years ahead.

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Getting Started
Building Financial Capability

Learn how to manage your money and avoid financial dangers.

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The loan process was quick and simple

Member One always takes great care of us. The loan process was quick and simple, and before we knew it, we were walking out of the office with a check in hand ready to purchase our car!

Richard B. Member for 8 years

We were so happy with our first loan from Member One that we came back for our second. Still very happy with the service and speed of the process! Thanks!

Shawn O. Member for 12 years

I received great service from Member One and I look forward to doing business with them in the future!

Kristi M. New member in Roanoke
Easy & Quick!

As a first-time home buyer, I didn’t know what to expect, but everything was super easy and quick! They explained everything to me and helped me through every step. Outstanding service!

Teresa R. Member for 3 years

I just got an account at Member One, and I left feeling very satisfied. I felt important. Thank you so very much for that! I was switching due to poor customer service at my previous credit union, and I left feeling confident I chose the right place.

Megan S. New member in Lynchburg
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Online & Mobile Solutions

Convenience You’ll Love

Visiting a branch isn’t always convenient. We get it. That’s why we offer numerous online and mobile banking solutions. Access your accounts. Transfer funds. Use Apple Pay. Sign up for text alerts. It’s up to you. Choose the options that best fit your lifestyle.

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Recent Blog Posts

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Company News
Member One Announces New Appointments to Board of Directors

Member One Federal Credit Union is pleased to announce the appointment of three new Associate Directors on its Board of Directors: Armistead Lemon, Mary Beth Nash, and Rebecca Owens.
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Finances
Protect Yourself Against Smishing

What are SMS text phishing attacks?
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Finances
Five Key Components of Financial Literacy

Do you know the five key concepts to managing money?
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*APY means Annual Percentage Yield. 12-month rate effective as of 2/1/2023. Rate applies only to new IRA certificates and share certificates and is subject to change at account renewal. The disclosed dividend rate is subject to a $1,000 minimum balance. A penalty may be imposed for early withdrawals and fees may reduce earnings. Other restrictions may apply. This promotion is subject to change or end at any time. Membership eligibility required. Federally insured by NCUA.

** $10,000 is required to open this Share Certificate at this promotional rate, and minimum $10,000 must come from sources other than Member One Federal Credit Union.

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Local Branches & ATMs Near You

Find exactly what you need when you need it!

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