External Site

You are leaving Member One's website. The credit union is not responsible for the content of any other website. The privacy and security standards of other sites may differ from those practiced by the credit union. You should review the privacy and security policy of any site before providing any information.

Proceed Cancel
Members, confirm your contact information: We're preparing to integrate with Virginia Credit Union. Please review and update your contact information to ensure uninterrupted access. Log in to Online or Mobile Banking, call us at 800.666.8811, or visit a Member One retail center.
Attention Members: Be aware scammers may contact you by text, phone call, or email pretending to be Member One. They may use phone numbers or addresses that look like ours. They might ask for account details, passwords, codes, or request you click suspicious links. NEVER share this personal information when contacted unexpectedly or feel pressured to click a suspicious link.
Adobe Stock 323451812
Personal Loans
Apply Now View Rates
Adobe Stock 385625051

A personal loan may help you consolidate debt, plan for an upcoming event, manage unexpected expenses, or build for the future. With a personal loan* through Member One, you’ll enjoy:

  • Competitive rates
  • No application fees
  • Flexible repayment terms
  • Simple interest (you only pay interest for the time you borrow the money)
  • No prepayment penalties
  • Personalized loan service

Three Types Of Personal Loans

Money Line Of Credit

Get the money you need as you need it, whether you’re working on your home, or need to take care of an emergency.*

This unsecured personal loan can even be used for overdraft protection.

  • Competitive rates
  • Loan amounts start around $500
  • Amounts vary based on creditworthiness
  • Immediately accessible online and in retail centers
  • Borrow money (up to the agreed limit) at any time without having to reapply

Already have a line of credit? Log in to online banking, visit a retail center, or call 800-666-8811 (option 3) to access funds. (Note: maximum transfer of $2,500 by phone.)

Apply Now
Savings Secured

Access the cash you need as a one-time personal loan. As you pay the loan down, more money becomes available to you.**

  • 100% secured loans**
  • Loan amounts start at $500
  • Competitive rates
Apply Now
Debt Consolidation

Lower your bills and save money by consolidating multiple loans and payments.*

  • Competitive rates to help you lower your payments
  • Loan amounts starting at $500
  • Variety of term options
Apply Now

APPLY NOW

Current members, apply by logging into Online Banking or by calling 800-666-8811.

*Programs, rates, terms and conditions are subject to change without notice. Loans subject to credit approval. Not all will qualify.

**Loans subject to approval. Not all will qualify for the lowest of secured share options.