Buy the vehicle of your dreams!
Whether you’re looking for a new or used car, boat, or recreational vehicle, we help you find great rates and financing options so you can make your purchase*.
![Adobe Stock 283238764](/uploads/Pages/_960xAUTO_fit_center-center_none/AdobeStock_283238764.jpeg?v=1705351481)
With an auto loan through Member One, you can enjoy:
- Low rates
- Flexible terms
- 90-day, no-payment option**
![Adobe Stock 196543789 women driving in European city copy](/uploads/AdobeStock_196543789-women-driving-in-European-city-copy.webp?v=1674241463)
Already Have A Vehicle Loan?
By switching your auto loan to Member One, we may be able to reduce your payment.
Does Your Car Need Extra Protection?
As a member, you're eligible for additional coverage, including:
- Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
- Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.
![Adobe Stock 437420947 black teen driving](/uploads/_960xAUTO_fit_center-center_none/AdobeStock_437420947-black-teen-driving.jpeg?v=1705351481)
Do you have a new auto loan with Member One? Provide Proof of Insurance here!
Your insurance policy needs to include:
- Member One Federal Credit Union as LIENHOLDER/LOSS PAYEE, PO Box 4266, Carmel, IN 46082.
- COMPREHENSIVE and COLLISION coverage on vehicle with deductibles not to exceed $1,000.
- Collateral must match collateral on your loan documents.
- Policy Number, Policy Period, and Company Name MUST be listed.
Frequently Asked Questions
By switching your auto loan to Member One, we may be able to reduce your payment.
As a member, you’re eligible for additional coverage, including:
- Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
- Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.
Find The Answers You Need Before You Apply
Call 800-666-8811, complete our contact form, or visit one of our retail center locations today.
* Loans subject to credit approval. Not all will qualify.
** This is a deferred payment option. Interest charges still apply. Deferred payment options may not apply to all loan products.
![Adobe Stock 142447482](/uploads/Pages/_1200xAUTO_fit_center-center_none/AdobeStock_142447482.jpeg?v=1705351481)
Current members, apply by logging into Online Banking or by calling 800-666-8811.
You May Also Like:
![Adobe Stock 297002778](/uploads/_640x480_crop_center-center_none/AdobeStock_297002778.jpeg?v=1707943721)
Whether it’s a bigger nest egg or a new car, Member One FCU’s mission is to help our members reach their financial goals.
![Quick Guideto GAP 978b8d064138018a1dfad71b9882dd21](/uploads/Blog/_640x480_crop_center-center_none/QuickGuidetoGAP_978b8d064138018a1dfad71b9882dd21.jpeg?v=1707943721)
We’re sure you’ve done all your research and found the car of your dreams, but before you sign on that dotted line, we want to you consider one more thing—GAP insurance.
![Man tests car in car dealership 978b8d064138018a1dfad71b9882dd21](/uploads/Blog/_640x480_crop_center-center_none/man-tests-car-in-car-dealership_978b8d064138018a1dfad71b9882dd21.jpeg?v=1707943721)
But before you jump headfirst into the car hunt, ask yourself this: are you going to lease or buy? Here are a few key factors to consider before cruising off in your new ride.