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Auto Loans
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Buy the vehicle of your dreams!

Whether you’re looking for a new or used car, boat, or recreational vehicle, we help you find great rates and financing options so you can make your purchase.

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With an auto loan through Member One, you can enjoy:

  • Low rates
  • Flexible terms
  • 90-day, no-payment option*
  • No prepayment penalties
  • Fast service, including same-day new car loan decisions
  • On-site financing at participating dealerships in our Auto Dealer Network
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Already Have A Vehicle Loan?

By switching your auto loan to Member One, we may be able to reduce your payment.

Does Your Car Need Extra Protection?

As a member, you're eligible for additional coverage, including:

  • Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
  • Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.
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Do you have a new auto loan with Member One? Provide Proof of Insurance here!

Your insurance policy needs to include:

  • Member One Federal Credit Union as LIENHOLDER/LOSS PAYEE, PO Box 42266, Carmel, IN 46082.
  • COMPREHENSIVE and COLLISION coverage on vehicle with deductibles not to exceed $1,000.
  • Collateral must match collateral on your loan documents.
  • Policy Number, Policy Period, and Company Name MUST be listed.

Frequently Asked Questions

By switching your auto loan to Member One, we may be able to reduce your payment.


As a member, you’re eligible for additional coverage, including:

  • Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty.
  • Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.

Find The Answers You Need Before You Apply

Call 800-666-8811, complete our contact form, or visit one of our retail center locations today.


*This is a deferred payment option. Interest charges still apply. Deferred payment options may not apply to all loan products.

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Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

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