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Attention Members: Be aware of scammers texting, calling, or emailing, pretending to be from Member One, asking for your account or card number, asking for a code or password, or asking you to click on a link. Sometimes it even looks like a Member One phone number -- NEVER give out passwords, codes, or your personal information over the phone or be pressured to click on a suspicious link. Protect yourself and please call us directly at 800.666.8811 if you have any questions or concerns.

Rates

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Rate Filters:
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IRA Certificates

Prepare for retirement, and even take advantage of tax deductions.

Term Minimum Balance Annual Percentage Yield (APY)
One Year $1,000.00 4.00%
Two Year $1,000.00 4.00%
Three Year $1,000.00 4.00%
Four Year $1,000.00 4.00%
Five Year $1,000.00 4.00%
Seven Year $1,000.00 3.80%
Rates Effective April 11, 2025.

IRA Savings

Built to keep things simple so you can start investing now.

Type Minimum Balance Annual Percentage Yield (APY)
IRA Regular Savings $50.00 0.10%
Educational IRA (Coverdell) $50.00 0.10%
Rates Effective February 1, 2023.