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Rates

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IRA Certificates

Prepare for retirement, and even take advantage of tax deductions.

Term Minimum Balance Annual Percentage Yield (APY)
One Year $1,000.00 4.05%
Two Year $1,000.00 3.60%
Three Year $1,000.00 3.70%
Four Year $1,000.00 3.70%
Five Year $1,000.00 3.80%
Seven Year $1,000.00 3.80%
Rates Effective September 27, 2024.

IRA Savings

Built to keep things simple so you can start investing now.

Type Minimum Balance Annual Percentage Yield (APY)
IRA Regular Savings $50.00 0.10%
Educational IRA (Coverdell) $50.00 0.10%
Rates Effective February 1, 2023.