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Rates

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IRAs
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Rate Filters:
All Checking Home Equity Investments Personal Savings Vehicle Youth

IRA Certificates

Prepare for retirement, and even take advantage of tax deductions.

Term Minimum Balance Annual Percentage Yield (APY)
One Year $1,000.00 4.00%
Two Year $1,000.00 4.00%
Three Year $1,000.00 4.00%
Four Year $1,000.00 4.00%
Five Year $1,000.00 4.05%
Seven Year $1,000.00 3.80%
Rates Effective April 11, 2025.

IRA Savings

Built to keep things simple so you can start investing now.

Type Minimum Balance Annual Percentage Yield (APY)
IRA Regular Savings $50.00 0.10%
Educational IRA (Coverdell) $50.00 0.10%
Rates Effective February 1, 2023.