External Site

You are leaving Member One Federal Credit Union's website. The credit union is not responsible for the content of any other website. The privacy and security standards of other sites may differ from those practiced by the credit union. You should review the privacy and security policy of any site before providing any information.

Skip to Content

Rates

Rate Filters:

Auto Loans

For auto loans on cars and trucks.

Term APR as low as*
up to 66 months 4.65% Apply Now
*APR means Annual Percentage Rate. Approximate loan payment and loan amount is $566.99 on a $30,000 loan with a 66-month term at 4.65%. Rates and terms available for vehicles with up to 175,000 miles. Rates and terms may vary based on credit worthiness and age of vehicle. Not all applicants will qualify for the lowest rate. Effective September 21, 2022.

Vehicle Loans

For motorcycles, RVs, dirt bikes, ATVs, boats, and jet skis.

Term APR as low as*
up to 72 months 6.50% Apply Now
*APR means Annual Percentage Rate. Approximate loan payment and loan amount is $252.14 on a $15,000 loan with a 72-month term at 6.50%. Rates and term may vary based on credit worthiness and age of vehicle. Not all applicants will qualify for the lowest rate. Effective Sept. 21, 2022

Swap Your Loan

Transfer your auto or personal loan to Member One and you could save up to 2%* on your interest rate. Plus, you won’t have to make a payment for 90 days.

Term APR as low as**
up to 84 months 3.99% Apply Now
*APR means Annual Percentage Rate. Approximate loan payment at 3.99% is $409.92 on a $30,000 loan with an 84-month term. This is a deferred payment option. Interest charges still apply. Interest will begin to accrue at loan disbursement. Deferred payment options may not apply to all loan products. Discounts/savings based on your current rate at another institution. Any available discounts “up to 2%” may be applied to your current APR. Discounts may vary based on loan type and creditworthiness. Discounts are not applicable for home equity, mortgage, credit card loans, or existing Member One loans. Floor rate is 3.99%. Please call 800-666-8811 for a full list of restrictions that may apply. Not all applicants will qualify for the lowest rate. Programs, rates, terms, and conditions are subject to change without notice. **Loan must have 90 days of payment history on credit report. Terms will vary based on year of the vehicle. Effective September 21, 2022.

Personal Loans

Type Term Annual Percentage Rate (APR)*
Personal Loan up to 60 months 9.24% – 17.99%
MoneyLine Line of Credit N/A 10.24% – 17.99%
*APR means Annual Percentage Rate. Approximate loan payment and loan amount is $255.87 on a $10,000 loan with a 60-month term and a 17.99% APR. The rate and term may vary depending on each individual’s credit history and underwriting factors. Not all applicants will qualify for the lowest rate. Other restrictions may apply.