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We are aware of a credit and debit card fraud ring that is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.

Say "Yes" to a Member One Federal Credit Union Membership

Do you enjoy higher dividend rates on deposit accounts, lower rates on loans, paying fewer fees, 24/7 banking convenience, and much more? Then you’ll love being a member of Member One!

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Find out if you qualify for membership. Answer “Yes” to one of the following:

Membership Service Area Map

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Answer “Yes” if you live, work, worship, or attend school in the following areas:

  • Altavista
  • Franklin County
  • Montgomery County
  • Radford
  • Vinton

You may also be eligible if you live, work, worship, or attend school in the following areas:

  • Amherst
  • Bedford
  • Botetourt
  • Campbell
  • Forest
  • Lynchburg
  • Pittsylvania County
  • Roanoke
  • Salem

Still not able to join?

We have teamed up with the American Consumer Council (ACC) to offer another way for you to join Member One. When you stop by a retail center, we will handle your enrollment in the ACC and pay your lifetime membership fee.* This option is also available if you choose to open your account online!


*Your continued membership in the American Consumer Council (ACC) is at your discretion.