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ALERT: Transfers between member accounts are currently disabled. We’re working on a solution and will restore this service as soon as possible. Contact us at 1-800-666-8811 or visit a retail center to make transfers. We appreciate your patience.
Merger Update: Member One is rebranding to Virginia Credit Union in 2026. Learn more
Attention Members: Be aware scammers may contact you by text, phone call, or email pretending to be Member One. They may use phone numbers or addresses that look like ours. They might ask for account details, passwords, codes, or request you click suspicious links. NEVER share this personal information when contacted unexpectedly or feel pressured to click a suspicious link.

Say "Yes" to a Member One Federal Credit Union Membership

Do you enjoy higher dividend rates on deposit accounts, lower rates on loans, paying fewer fees, 24/7 banking convenience, and much more? Then you’ll love being a member of Member One!

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Find out if you qualify for membership. Answer “Yes” to one of the following:

Membership Service Area Map

M1 Coverage Map 2021 FINAL 7a6a3956943d8b03a99c45c55b1e3a75 1

Answer “Yes” if you live, work, worship, or attend school in the following areas:

  • Altavista
  • Franklin County
  • Montgomery County
  • Radford
  • Vinton

You may also be eligible if you live, work, worship, or attend school in the following areas:

  • Amherst
  • Bedford
  • Botetourt
  • Campbell
  • Forest
  • Lynchburg
  • Pittsylvania County
  • Roanoke
  • Salem

Still not able to join?

We have teamed up with the American Consumer Council (ACC) to offer another way for you to join Member One. When you stop by a retail center, we will handle your enrollment in the ACC and pay your lifetime membership fee.* This option is also available if you choose to open your account online!


*Your continued membership in the American Consumer Council (ACC) is at your discretion.