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Checking Accounts
Open an Account View Personal Rates

We’ve designed our checking accounts around modern must-haves.

Access your account on the go, and enjoy benefits that help you get more out of your money.

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One Choice Checking Account

Enjoy the benefits of our One Choice Checking Account:

  • No monthly service fee
  • Free Online Banking
  • Direct deposit and payroll deduction available
  • Unlimited drive-thru and in-person transactions with our friendly staff
  • Visa® Debit Card with fraud and purchase alerts
  • Cash back rewards with the free Purchase Rewards program

If you have had trouble opening a checking account elsewhere, we may be able to help. Call 800-666-8811, or visit a branch location to learn about our Smart Choice Checking Account.

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Young Adults 18-26

Campus Advantage Checking Accounts give young adults fast access to their cash, and professional advice on money management.

  • No fees
  • Free online banking and bill pay
  • Visa debit card, and much more

Enjoy the many benefits of our accounts!

Courtesy Pay Plus*

Save yourself from fees charged by merchants and avoid the hassle of a declined debit card. Have your overdrafts covered up to a certain amount with Courtesy Pay Plus.

Purchase Rewards

With Member One Purchase Rewards, you get cash back for making qualifying purchases with your debit card at select retailers.** It’s easy and it’s free and it is available on our mobile app too!


Click, switch, and let us handle moving your direct deposits and automatic payments to your new Member One account.
Learn More about ClickSWITCH!

*Each overdraft made could incur a $35 fee per item. Transactions, which could impose a fee for paying an overdraft request, include ATM withdrawals, draft clearing, debit card transactions, and ACH debit transactions. Accounts must be brought to a $0 or higher balance within 30 days of the first negative activity. Member One FCU will only pay overdraft requests for debit/ATM card transactions for accounts enrolled in Courtesy Pay Plus and are not negative more than $300 for Smart Choice Checking or $800 for One Choice Checking, are not delinquent on loan(s), the account has not remained negative for 30 days or more, and the member is not deceased and no joint owners exist on the account.

**Percentage savings based on purchases at qualifying purchase rewards retailers and/or restaurants. Qualification based on individual creditworthiness and underwriting standards. Merchants vary by customer and availability.

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Switching Banks is Easy!

With ClickSWITCH! It has never been easier to change banks!