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We are aware of a credit and debit card fraud ring that is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.
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Equipment & Vehicle Loans

Looking to upgrade aspects of your business? We can help! You can apply for an equipment or vehicle loan to take your business to the next level.

Here's how it works:

  • You'll work with a Member One Business Sales Officer who will figure out the best rate/terms for your business needs.
  • The auto and/or equipment is held as collateral and our lien is secured by a UCC filing with the State Corporation Commission for the life of the loan, then it is released.

The maturity on these loans are usually around five years.

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Need a Lower Interest Rate?

Looking to lower your interest rate on an existing business equipment or business vehicle secured loan with another financial institution? With Member One's Steal A Loan business program, if you bring your loan to us, we'll beat your current rate by 2%. One note, we won't go any lower than our floor rate of 3.50%. This program is subject to underwriting requirements for qualification of approval.

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More Questions?

For more information about our business accounts, please contact our Business Services Department.