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Attention Members: The Mobile Check Deposit tool within Mobile Banking is scheduled for an upgrade, resulting in a downtime between 4pm on Tuesday, September 27, and 10am on Wednesday, September 28. We apologize for any inconvenience this may cause.

Rates

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Checking Accounts

Built around the must-haves in life: convenience, predictability, and getting more from your money.

Amount on Deposit Nominal Dividend Rate Annual Percentage Yield (APY)
$0.00 – $49,999.99 0.000% 0.00%
$50,000.00 and up 0.045% 0.05%
Rates Effective September 1, 2022

Savings Accounts

Earn the dividends you deserve (and that the piggy bank won’t give you).

Account Type Minimum on Deposit to Earn Dividends Nominal Dividend Rate Annual Percentage Yield (APY)
Primary Membership Account $250.00 0.095% 0.10%
Other Savings Account $100.00 0.095% 0.10%
Vacation Club Savings $100.00 0.095% 0.10%
Christmas Club Savings $100.00 0.095% 0.10%
Rates Effective September 1, 2022

Super Squirrels Youth Accounts (Ages 12 and Under)

If the kids already swear they’re smarter than you are, help them prove it with an account that supports smart money decisions.

Account Type Minimum on Deposit to Earn Dividends Nominal Dividend Rate Annual Percentage Yield (APY)
Tier 1 $0.00 – $499.99 0.595% 0.60%
Tier 2 $500.00 – $1,999.99 0.395% 0.40%
Tier 3 $2,000.00 and up 0.195% 0.20%
Rates Effective September 1, 2022

Generation One Teen Accounts (Ages 13-18)

Help your teen learn to handle money and save for the future, they are our next generation after all!

Account Type Minimum on Deposit to Earn Dividends Nominal Dividend Rate Annual Percentage Yield (APY)
Tier 1 $0.00 – $499.99 0.595% 0.60%
Tier 2 $500.00 – $1,999.99 0.395% 0.40%
Tier 3 $2,000.00 and up 0.195% 0.20%
Rates Effective September 1, 2022

Share Certificates

High yield with a low minimum balance requirement.

Term Minimum Balance Dividend Rate Annual Percentage Yield (APY)
6-Month $1,000.00 0.445% 0.45%
9-Month $1,000.00 0.495% 0.50%
11-Month $5,000.00 0.595% 0.60%
12-Month $1,000.00 0.595% 0.60%
12-Month No Penalty $1,000.00 0.245% 0.25%
13-Month $10,000.00 1.980% 2.00%
14-Month $10,000.00 0.595% 0.60%
15-Month $1,000.00 3.200% 3.25%
18-Month $1,000.00 0.595% 0.60%
19-Month $10,000.00 0.595% 0.70%
21-Month $1,000.00 0.695% 0.70%
24-Month $1,000.00 0.695% 0.70%
36-Month $1,000.00 0.795% 0.80%
48-Month $1,000.00 0.995% 1.00%
60-Month $10,000.00 1.095% 1.10%
Rates Effective September 1, 2022

Youth Share Certificates

Super Squirrels and Generation One get special share certificate rates and terms.

Type Minimum Balance Dividend Rate Annual Percentage Yield (APY)
Super Squirrels (12-month Share Certificate) $500.00 0.645% 0.65%
Generation One (12-month Share Certificate) $500.00 0.645% 0.65%
Rates Effective September 1, 2022

Choice Money Market Accounts

Dividend Earnings Tier Minimum Balance to Earn Dividends Nominal Dividend Rate Annual Percentage Yield (APY)
Tier 1 $2,000.00 – $9,999.99 0.499% 0.50%
Tier 2 $10,000.00 – $24,999.99 0.598% 0.60%
Tier 3 $25,000.00 – $49,999.99 0.698% 0.70%
Tier 4 $50,000.00 – $99,999.99 0.797% 0.80%
Tier 5 $100,000.00 - $249,999.99 0.896% 0.90%
Tier 6 $250,000.00 and up 0.995% 1.00%
Rates Effective September 1, 2022. There is not a minimum balance requirement to maintain a Money Market Account; however, to avoid the Minimum Balance Relationship Fee as listed on the Fee Schedule, the balance must not fall below $2,000 at any time during the calendar month. Fees may reduce earnings.