Rates

Open an account today!

Open an account today!

 

Auto Loans (cars and trucks only)

Vehicle Year Term Annual Percentage Rate (APR)
2013/2014/2015/2016  Up to 66 months  as low as 2.70% 
2013/2014/2015/2016 Up to 78 months  as low as 3.55% 
2013/2014/2015/2016 Up to 84 months  as low as 4.55% 
2011/2012 Up to 66 months  as low as 3.05% 
2011/2012  Up to 78 months  as low as 3.65% 
2011/2012  Up to 84 months  as low as 4.65% 
2009/2010  Up to 66 months  as low as 3.35% 
2009/2010  Up to 72 months  as low as 3.65% 
2009/2010  Up to 78 months  as low as 4.15% 
2007/2008  Up to 54 months  as low as 3.65% 
2007/2008  Up to 66 months  as low as 3.75% 
2007/2008  Up to 72 months  as low as 3.95% 
2005/2006 Up to 42 months as low as 3.65%
2005/2006 Up to 54 months as low as 3.75%
2005/2006 Up to 66 months as low as 4.15%
2004/2003 Up to 42 months  as low as 4.05% 

Motorcycles, RVs, Dirt Bikes, ATVs, Boats and Jet Ski Loans

Vehicle Year Term Annual Percentage Rate (APR)
2013/2014/2015/2016 Up to 72 months  as low as 4.60% 
2011/2012  Up to 66 months  as low as 4.95% 
2009/2010  Up to 60 months  as low as 5.25% 
2008/2007  Up to 54 months  as low as 5.65% 
2006/2005 Up to 48 months  as low as 5.65% 
2004/2003 Up to 42 months  as low as 5.95% 

Rates effective February 15, 2016.

Payments vary based on the rate, amount borrowed and terms of the loan. Rates and terms vary depending on each individual’s credit history, underwriting factors and amount borrowed. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. The maximum APR that may apply is 17.99%. For more details on these rates and terms, please call (540)982-8811 or (800)666-8811.


Card Type Monthly Periodic Rate Annual Percentage Rate (APR)
Mastercard® 1.25% as low as 15.00%
Visa® Platinum 0.83% as low as 9.99%
Visa® Platinum with Rewards 0.92% as low as 10.99%


Please call 877-Member1 for our current rates.


Type Term Annual Percentage Rate (APR)
Home Equity Loan 5 years as low as 2.75%
10 years as low as 4.00%
15 years Please call 877-Member1 for rates
Home Equity Line of Credit N/A Please call 877-Member1 for rates

Rates effective January 1, 2015


Type Term Annual Percentage Rate (APR)
Personal Loan up to 60 months 7.99% – 17.99%
MoneyLine Line of Credit N/A 8.99% – 17.99%
Primary Savings Secured
100% secured up to 60 months 3.00%
75% secured up to 60 months 4.00%
50% secured up to 60 months 5.00%
25% secured up to 60 months 6.00%

Rates effective October 1, 2015

Terms vary based on the amount financed and value of the collateral.  The Annual Percentage Rate (APR) is the Credit Union’s standard rate. The rate and term may vary depending on each individual’s credit history and underwriting factors. Other restrictions may apply.  All Credit Union loan programs, discounts, rates, terms and conditions are subject to change at any time without notice.