Rates

Open an account today!

Open an account today!

 

Auto Loans (cars and trucks only)

Vehicle Year Term Annual Percentage Rate (APR)
2015/2016/2017  Up to 66 months  as low as 2.95% 
2015/2016/2017 Up to 78 months  as low as 3.80% 
2015/2016/2017 Up to 84 months  as low as 5.00% 
2012/2013/2014 Up to 66 months  as low as 3.30% 
2012/2013/2014 Up to 78 months  as low as 3.90% 
2012/2013/2014 Up to 84 months  as low as 5.10% 
2010/2011 Up to 66 months  as low as 3.60% 
2010/2011 Up to 72 months  as low as 3.90% 
2010/2011 Up to 78 months  as low as 4.40% 
2008/2009 Up to 54 months  as low as 3.90% 
2008/2009  Up to 66 months  as low as 4.00% 
2008/2009  Up to 72 months  as low as 4.20% 
2006/2007 Up to 36 months as low as 5.90%
2006/2007 Up to 48 months as low as 6.00%
2006/2007 Up to 60 months as low as 6.40%
2004/2005 Up to 36 months  as low as 7.20% 
2004/2005 Up to 48 months as low as 7.50%

Motorcycles, RVs, Dirt Bikes, ATVs, Boats and Jet Ski Loans

Vehicle Year Term Annual Percentage Rate (APR)
2015/2016/2017 Up to 72 months  as low as 4.75% 
2012/2013/2014 Up to 66 months  as low as 5.10% 
2010/2011  Up to 60 months  as low as 5.40% 
2008/2009 Up to 54 months  as low as 5.80% 
2006/2007 Up to 42 months  as low as 7.80% 
2004/2005 Up to 36 months  as low as 8.10% 

Rates effective August 8, 2017.

Payments vary based on the rate, amount borrowed and terms of the loan. Rates and terms vary depending on each individual’s credit history, underwriting factors and amount borrowed. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. The maximum APR that may apply is 17.99%. For more details on these rates and terms, please call 540-982-8811 or 800-666-8811.


Card Type Monthly Periodic Rate Annual Percentage Rate (APR)
Visa® Platinum 0.83% as low as 9.99%
Visa® Platinum with Rewards 0.92% as low as 10.99%


Please call 800-666-8811 for our current rates.


Type Term Annual Percentage Rate (APR)
Home Equity Loan 5 years as low as 2.75%
10 years as low as 4.00%
15 years Please call 877-Member1 for rates
Home Equity Line of Credit N/A Please call 877-Member1 for rates

Rates effective January 1, 2015


Type Term Annual Percentage Rate (APR)
Personal Loan up to 60 months 8.24% – 17.99%
MoneyLine Line of Credit N/A 9.24% – 17.99%
Primary Savings Secured
100% secured up to 60 months 3.60%
75% secured up to 60 months 4.60%
50% secured up to 60 months 5.60%
25% secured up to 60 months 6.60%

Rates effective August 8, 2017

Terms vary based on the amount financed and value of the collateral.  The Annual Percentage Rate (APR) is the Credit Union’s standard rate. The rate and term may vary depending on each individual’s credit history and underwriting factors. Other restrictions may apply.  All Credit Union loan programs, discounts, rates, terms and conditions are subject to change at any time without notice.