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We are aware of a credit and debit card fraud ring that is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.

Rates

Rate Filters:

Personal Savings Accounts

Earn the dividends you deserve (and that the piggy bank won’t give you).

Account Type Minimum on Deposit to Earn Dividends Annual Percentage Yield (APY)
Primary Membership Account $250.00 0.10%
Other Savings Account $100.00 0.10%
Vacation Club Savings $100.00 0.10%
Christmas Club Savings $100.00 0.10%
Rates Effective February 1, 2023.

Super Squirrels Youth Accounts (Ages 12 and Under)

If the kids already swear they’re smarter than you are, help them prove it with an account that supports smart money decisions.

Account Type Minimum on Deposit to Earn Dividends Annual Percentage Yield (APY)
Tier 1 $0.00 – $499.99 0.60%
Tier 2 $500.00 – $1,999.99 0.40%
Tier 3 $2,000.00 and up 0.20%
Rates Effective February 1, 2023.

Generation One Teen Accounts (Ages 13-18)

Help your teen learn to handle money and save for the future, they are our next generation after all!

Account Type Minimum on Deposit to Earn Dividends Annual Percentage Yield (APY)
Tier 1 $0.00 – $499.99 0.60%
Tier 2 $500.00 – $1,999.99 0.40%
Tier 3 $2,000.00 and up 0.20%
Rates Effective February 1, 2023.

Business Savings Account

Business Savings Accounts require a $5 initial deposit and $5 minimum balance.

Account Type Minimum on Deposit to Earn Dividends Annual Percentage Yield (APY)
Business Savings $250.00 0.10%
Rates Effective February 1, 2023. Refer to the Business Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies. Please speak to a member representative for more information. Fees may reduce earnings on accounts. Early withdrawal penalties may be imposed for certificate accounts.