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Attention Members: The coin machine at our Member Service Center in Roanoke is currently out of service. Our nearest retail centers with a coin machine are South Roanoke, Daleville, and Southwest. We apologize for the inconvenience.
Member one everyday

Member Everyday Visa Credit Card

You need a way to pay for your everyday expenses, and we have the credit card that’s designed just for that. The Member Everyday Visa® credit card offers a low, fixed interest rate. Use it as your go-to credit card for all of life’s expenses, or even to build credit.

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Introductory APR

3.99% APR for the first 12 billing cycles.

Standard APR

Standard APR after the first 12 billing cycles of 9.99%, 14.99%, or 17.99% based on your creditworthiness.

Credit limit

Ranging from $1,000 to $25,000 based on creditworthiness.

Cash Advance APR

17.99% APR

Foreign Transaction Fee


Security Features

- Zero liability on fraudulent charges
- Around-the-clock fraud protection
- Card Controls
- Digital Wallet

Enjoy all of the benefits

  • No annual fee and no balance transfer fee when you transfer the balance from another financial institution or department store card at account opening
  • Lost/Stolen Card Reporting
  • Credit Card Fraud Alerts
  • Additional Visa Benefits
  • Emergency cash and card disbursement to help you in a pinch

Member Everyday Visa Credit Card 9.99%, 14.99% and 17.99% disclosures

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Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.