Savings

Grandma saved money under her mattress. At Member One FCU, we help you save with our share accounts. And better than Grandma’s mattress, share accounts actually help you earn money with dividends, which are the profits you share by being a member.

We Recommend

Protect Yourself from Financial Crisis with an Emergency Fund

Want to know something terrifying? According to the Federal Reserve, 44 percent of Americans can’t cover an emergency expense of $400.

The Holidays Will Be Back. Be Ready with a Special Savings Account.

Has it been long enough? Can we talk about it now without angst? Let’s give it a shot—holiday shopping.

Investing in a Money Market Account Could Be a Win for Your Savings

If you have surplus funds and you’re looking for ways to get more bang for your buck, consider a money market account.

Tips for Choosing the Right Youth Account for Your Child

These kid-friendly accounts are easy to manage and can be the gateway to delivering important saving and budgeting lessons that your children will carry with them forever.

Primary Membership Share Account

  • Minimum opening deposit/minimum balance: $5
  • Make deposits or withdrawals at any time. (Federal regulation allows for unlimited in-person withdrawals and a limit of 6 online or mobile transfers per month.)
  • Earn dividends on balances of $250.00 or more. 

Additional Member One Share Accounts

Sometimes it makes sense to have a second savings account, whether you’re saving for a specific purpose, or just want to start a rainy day fund. We make it easy: 

  • Just open a secondary Member One Share Account
  • Nickname the account
  • Make deposits or withdrawals at any time for any reason. (Federal regulation allows for unlimited in-person withdrawals and a limit of 6 online or mobile transfers per month.)

Christmas and Vacation Club Accounts

Save for moments that matter to you. 

  • Christmas Club Share Account: plan ahead, and enjoy the holiday season. 
  • Vacation Club Share Account: put your money toward your getaway. 

Looking for youth share accounts? They’re right here.

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Start your savings account online.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership