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Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.
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Investments
Open a Money Market Account View Rates

Building for the future starts with investing now.

We help you with short- or long-term needs, whether you’re preparing for retirement, or just want to get more out of your money over the course of a few months or years.*

Share Certificates

Earn a high yield with low minimum balance requirements.

  • Competitive rates
  • A variety of terms and investment options available
  • Youth certificates
Money Market Accounts

Earn more now. Our money market accounts offer tiered dividends and competitive rates, along with the following features:

  • No minimum withdrawal amount
  • Deposit more, earn more (dividend eligibility begins at $2,000)
  • Easy access to funds. (Federal regulation allows for unlimited in-person withdrawals and a limit of 6 online or mobile transfers per month.)
Traditional IRA Accounts
  • Contributions may be tax deductible
  • Earnings grow tax deferred until withdrawn
  • Credit Union dividend penalties may apply based on the investment option you choose
  • Certificate and variable investment options
Roth IRA Accounts
  • Certificate and variable investment options
  • Contributions may be withdrawn at any time
  • Earnings may be withdrawn tax and penalty free for a qualified reason after account is open for five years
  • Credit Union dividend penalties may apply based on the investment option you choose
  • No withdrawal requirements no matter how old you are
IRA Savings Accounts

Sometimes when you’re saving, the first step, or even just the next, can feel overwhelming. Our IRA Savings Account helps keep things simple so you can start investing today.

  • The account works with your current budget and lifestyle needs.
  • Automatically deposit a set amount through payroll deduction or recurring transfer.
  • When your IRA Savings Account reaches $1000, you can transfer your funds into a high-yield IRA certificate term of your choice.
  • Available for Traditional and Roth IRAs.
  • Contributions are limited by federal IRA regulations.

*You may wish to consult a licensed tax advisor to discuss specific needs. You can also speak with one of our representatives to start the conversation today

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Get Started with Investments!

Learn more about our investment opportunities or come in to one of our local branches and open an account today!