Rates

Vehicle Loans

For auto loans on cars and trucks.

APR as low as*Term
3.95%up to 66 monthsApply Today

*APR means Annual Percentage Rate. Approximate loan payment and loan amount is $338.21 on a $20,000 loan with a 66-month term. Rates and terms available for vehicles with up to 150,000 miles. Rates and terms may vary based on credit worthiness and age of vehicle. Not all applicants will qualify for the lowest rate. Membership eligibility required.

For motorcycles, RVs, dirt bikes, ATVs, boats, and jet skis.

APR as low as**Term
6.00%up to 72 monthsApply Today

**APR means Annual Percentage Rate. Approximate loan payment and loan amount is $249.24 on a $15,000 loan with a 72-month term. Rates and term may vary based on credit worthiness and age of vehicle. Not all applicants will qualify for the lowest rate. Membership eligibility required.

Swap Your Loan

Transfer your auto or personal loan to Member One and you could save up to 2%* on your interest rate. Plus, you won’t have to make a payment for 90 days.

APR as low as**Term
3.50%up to 75 monthsApply Today

*APR means Annual Percentage Rate. This is a deferred payment option. Interest charges still apply. Interest will begin to accrue at loan disbursement. Deferred payment options may not apply to all loan products. Discounts/savings based on your current rate at another institution. Any available discounts “up to 2%” may be applied to your current APR. Discounts may vary based on loan type and creditworthiness. Discounts are not applicable for home equity, mortgage, credit card loans, or existing Member One loans. Other restrictions may apply. Not all applicants will qualify for the lowest rate. Programs, rates, terms, and conditions are subject to change without notice.  

**Approximate loan payment and loan amount is $297.74 on a $20,000 loan with a 75-month term. Loan must have 90 days of payment history on credit report. 75-month maximum term on vehicles 2012 year model or newer. Membership eligibility required.

Credit Cards

Card TypeMonthly Periodic RateAnnual Percentage Rate (APR)*
Member Everyday Visa®0.8325%as low as 9.99%Apply Now
Member Premier Visa® Signature1.1658%as low as 13.99%Apply Now
plusONE Visa® Cashback1.2492%as low as 14.99%Apply Now

*APR means Annual Percentage Rate. The rate and term may vary depending on each individual’s credit history and underwriting factors. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Credit card foreign transaction fees: 1.00% of each transaction in U.S. dollars. Click here for credit card disclosures.

Home Loans / Mortgages

Please call 800-666-8811 for our current rates.

Home Equity Loans & Lines Of Credit

TypeTermAnnual Percentage Rate (APR)*
Home Equity Loan5 years
10 years
15 years
20 years
as low as 4.49%
as low as 4.74%
as low as 4.75%
as low as 4.99%
Home Equity Line of CreditN/A Please call 800-666-8811 for rates

*APR means Annual Percentage Rate. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Approval subject to loan and property value, creditworthiness, and underwriting. At current APR and based on $100,000 borrowed, estimated monthly payment is $1,868 for 5 years, $1,051 for 10 years, $777.94 for 15 years, and $659.50 for 20 years. Origination and other fees, and loan amount may affect the APR. Not all applicants will qualify for the lowest rate.

Personal Loans

TypeTermAnnual Percentage Rate (APR)

Personal Loan
up to 60 months9.24% – 17.99%
MoneyLine Line of CreditN/A10.24% – 17.99%

*APR means Annual Percentage Rate. Approximate loan payment and loan amount is $17.99 on a $10,000 loan with a 60-month term and a 17.99% APR. The rate and term may vary depending on each individual’s credit history and underwriting factors. Not all applicants will qualify for the lowest rate. Other restrictions may apply. 

Primary Savings Secured

Need a personal loan? You may be able to use the funds deposited into a savings account as collateral for a loan equal to the deposited amount. The funds corresponding to the amount of the loan outstanding at any time are frozen, but they still earn dividends. This is a great option for building or repairing your credit.

APR as low as*Term
3.60%up to 60 monthsApply Today

*APR means Annual Percentage Rate. Approximate loan payment and loan amount is $182.30 on a $10,000 loan with a 60-month term. Secured funds must be held for the term of the loan. Membership eligibility required.

Rates Effective June 1, 2019.

Current members, apply by logging into Online Banking or by calling 800-666-8811. 

Become a Member

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Learn more about credit union membership