Home Buying

It’s likely the biggest purchase of your life, and we don’t take that lightly. Member One is here to help you from the pre-qualification process to the housewarming party. With mortgages of every shape and size and unparalleled personalized service, make Member One FCU your next move.

Apply online now for a Member One FCU mortgage.

Mortgage Options

  • Conventional loans (3 percent down)
  • FHA loans (3.5 percent down payment required)
  • VA loans (No down payment required)
  • USDA loans (100 percent financing available)
  • Subordinate Loans
  • Purchase Money Seconds

Our mortgages can also include:

  • Low down payments
  • 80-10 financing
  • 80-15 financing

Member One Special Offer

Conventional loan with 10 percent down payment, no private mortgage insurance required


Refinancing can reduce your monthly mortgage bill or shorten the term of your original mortgage. To see if refinancing is right for you, contact us or apply for a Member One FCU mortgage online right now.


Contact us to see which is best for your budget.


Apply for a mortgage loan today!