Home Buying

It’s likely the biggest purchase of your life, and we don’t take that lightly. Member One is here to help you from the pre-qualification process to the housewarming party. With mortgages of every shape and size and unparalleled personalized service, make Member One FCU your next move.

Apply online now for a Member One FCU mortgage.

Mortgage Options

  • Conventional loans (3 percent down)
  • FHA loans (3.5 percent down payment required)
  • VA loans (No down payment required)
  • USDA loans (100 percent financing available)
  • VHDA loans
  • Subordinate Loans
  • Purchase Money Seconds

Our mortgages can also include:

  • Low down payments
  • 80-10 financing
  • 80-15 financing


Refinancing can reduce your monthly mortgage bill or shorten the term of your original mortgage. To see if refinancing is right for you, contact us or apply for a Member One FCU mortgage online right now.


Contact us to see which is best for your budget.


Apply for a mortgage loan today!