A common bond through uncommon strength.

Member One Federal Credit Union strives to help our members, employees, and communities flourish. 

M1 Coverage Map 2021 Final

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How to become a Member One member. You must live, work, worship, or attend school in a Member One service area; work, volunteer, or be retired from a Member One partner business; or have a current or eligible member in your family or household.

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Member One membership benefits. Credit unions are not banks. We are not for profit organizations that are owned by our members, not financial tycoons. Smart banking, loans, credit cards, and competitive rates. Locally based, personal assistance, community focused.

Become a Member Today!

Click on the button above to get started with your account.

  • More than 80 years of serving our local communities.
  • Membership of 137,000 and growing.
  • Financial integrity and stability that include assets of over $1.42 billion.
  • Services that extend to more than 700 companies and organizations.
  • Our history of solid financial performance and member satisfaction are part of our belief that helping people achieve financial goals helps communities. 
  • In strengthening the communities we serve, we help improve each community’s quality of life. 
  • We donate time, goods, services and financial support to area non-profit organizations, charities, and community projects. 
  • Our bottom line is driven by a commitment to quality service, not making a profit.

Do you enjoy higher dividend rates on deposit accounts, lower rates on loans, paying fewer fees, 24/7 banking convenience, and much more? Then you’ll love being a member of Member One!  

Find out if you qualify for membership. Answer “Yes” to one of the following:

Answer “Yes” if you live, work, worship, or attend school in the following areas:

  • Altavista
  • Franklin County
  • Montgomery County
  • Radford
  • Vinton

You may also be eligible if you live, work, worship, or attend school in the following areas:

  • Amherst
  • Bedford
  • Botetourt
  • Campbell
  • Forest
  • Lynchburg
  • Pittsylvania County
  • Roanoke
  • Salem
Become a Member Today!

Call 800-666-8811, get started online, or visit a retail center location that’s near you. We’ll help you determine if you’re eligible for membership.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership