Blog

Get to Know Us! One on One with Nick Hart

January 9, 2017

We wanted to take a step back from our financial education blogs to focus on the human element of Member One—the people who make it all work. This month, we spoke with Nick Hart, Director of Marketing and Business Development, to learn what he does, what advice he’d give, and what his last meal would […]

Sluggish Wallet? Time for a Spending Detox!

January 3, 2017

You know the feeling. You’ve gorged on holiday goodies and wonder if you’ll ever be able to eat again. Your wallet knows the feeling well, too—will it ever be able to pay for anything again after all that holiday shopping? Time for a detox. Here are a few ways to fast your wallet after a […]

Common Financial Myths Debunked

December 27, 2016

Have you ever watched the television show MythBusters? A couple of guys conduct tests on urban legends to see if they’re true or not, usually resulting in blowing something up with explosives. Because this sounds completely awesome, we wanted to bust some common financial myths that continue to circulate. Put on your safety goggles and […]

Member One’s Employees Denim Day Supports STEP, Inc.’s, LIFES Academy

December 22, 2016

Member One FCU Donates $1,000 to STEP, Inc. through its Denim Day for Charities Initiative   Member One Federal Credit Union presented a $1,000 gift to STEP, Inc. on December 22, 2016.   The funding given to STEP, Inc. was raised from Member One’s quarterly “Denim Days for Charities” event. Each quarter, employees donate money […]

Accidental Death and Dismemberment Insurance Explained

December 19, 2016

Being an adult is tough. You have to pay rent or a mortgage, cook your own food, and wake up early. But one of the worst things you have to do as an adult is navigate the tumultuous waters of insurance. It can be difficult to understand the different types of insurance options available and […]

Don’t Work Harder; Save Smarter—Your Guide to Money Market Accounts

December 12, 2016

If you think you’re ready to venture out of the checking and savings account world and see what other options are available, you’ve come to the right place. Enter the money market account: a savings option with higher earning power. What is it? A money market account is a deposit account that earns dividends based on […]

There’s No Time for a Long Winter’s Nap—Holiday Happenings in the Area

December 5, 2016

Among all the planning, shopping, and wrapping, you’ve got to take a break to enjoy all of the wonderful events happening in our backyard. Rich, poor, young, or old, there is something for everyone this holiday season. Dickens of a Christmas. This local event hosted by the Roanoke Times is in its 34th year and […]

Considering a Rewards Credit Card? Consider this.

November 28, 2016

You’ve seen them—ad after ad for credit cards touting cash-back rewards, airline miles, and reward points. Does it leave you looking at your current credit card and thinking about trading it in for a newer, “rewardier” model? Before turning your back on old faithful and signing up for those rewards, consider these factors. Annual Percentage […]

The Ultimate Wish List for Penny Pinchers

November 21, 2016

You may not be a penny pincher, but someone on your holiday shopping list is. We’ve got your back. Check out these gift ideas for even the most frugal friend or family member. Netflix, Hulu, or Amazon Prime Memberships. Are you excited for the newest season of House of Cards or (insert your favorite TV […]

How to Use Credit Cards Like a Boss

November 14, 2016

Do you ever hear yourself saying, “The joy my credit card brings is up there with sunrises and babies!”? No? Well, let us help change that. Using your credit card during the holidays should bring you relief, not anxiety. If you educate yourself and follow these tips, you’ll love all of the benefits that smart […]