Mortgages

Keep the process of getting your home loan a local and personalized one with Member One FCU. Take advantage of competitive rates, fast processing, and various home loan options.

We Recommend

Home Equity 101: How to Use the Value of Your Home for Large Expenses

Find out how to leverage your home’s value to pay for a big-ticket project or address an emergency financial situation.

Should I Stay, or Should I Go? New Home versus Home Renovation.

Maybe your family is growing or you’re looking for a new study space or hobby room. Whatever the reason, there are two distinct options for getting that extra living space.

Eight Elite Tips for Homebuyers

March is an ideal time to reevaluate your current mortgage or to take the first steps toward homeownership with a new mortgage.

Locally Sourced Lending Keeps You Financially Fit with a Mortgage That’s Tailored to You

Locally sourced lending may be more beneficial to your financial health than you might think.

Here to help, every step of the way.

Download Our Mortgage Application Checklist

It’s a great tool to help you get started. Download now.

Mortgage and Financing Options

  • Conventional Loans (3 percent down)
  • FHA Loans (3.5 percent down payment required)
  • VA Loans (No down payment required)
  • USDA Loans (100 percent financing available)
  • VHDA Loans
  • Second Mortgages and Home Equity Lines of Credit
  • Purchase Money Seconds
  • Low Down Payments
  • Mortgage Options with No Private Mortgage Insurance Requirements

Get To Know Our Team

Learn more about the Member One mortgage professionals who work to make sure your home buying process is a pleasant one.

Interested In Refinancing?

You may be able to reduce your monthly mortgage payment or shorten the term of your original mortgage. Contact us, or apply for a Member One FCU mortgage online.

Get The Answers You Need Before You Apply

Call 800-666-8811, and press option 7.

Visit our Real Estate Center in Roanoke, or one of our retail center locations today.

Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership