Mortgages

Keep the process of getting your home loan a local and personalized one with Member One FCU. Take advantage of competitive rates, fast processing, and various home loan options. 

Get To Know Our Team

Learn more about the mortgage professionals who will guide you every step of the way.

Interested In Refinancing?

You may be able to reduce your monthly mortgage payment or shorten the term of your original mortgage. Contact us, or apply for a Member One FCU mortgage online.

Download Our Mortgage Application Checklist

It’s a great tool to help you get started. Download now.

Mortgage and Financing Options
  • Conventional Loans (3 percent down)
  • FHA Loans (3.5 percent down payment required)
  • VA Loans (No down payment required)
  • USDA Loans (100 percent financing available)
  • VHDA Loans
  • Second Mortgages and Home Equity Lines of Credit
  • Purchase Money Seconds
  • Low Down Payments
  • Mortgage Options with No Private Mortgage Insurance Requirements

Get The Answers You Need Before You Apply

Call 800-666-8811, and press option 7.

Visit our Real Estate Center in Roanoke, or one of our retail center locations today.

Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership