Identity theft is the fastest growing crime in the country. Unfortunately, it’s becoming easier for criminals to steal and use your personal information without your permission to commit fraud or other crimes.
What Types Of Personal Information Are They After?
Typically they’re looking to steal your name, social security number, credit card information, passwords, or other sensitive identifying information.
What Can Members Do To Prevent Identity Theft From Happening?
At Member One FCU, we take every precaution to protect your personal information. And we encourage you to do the same.
Know The Scams Before They Happen
There are many types of identify theft scams that target people from all walks of life. Here are three of the most common that directly target your personal finances:
- Financial identity theft is when a person’s credit card and bank information is stolen, and then used to pay for goods and services. Often when this happen, a criminal will max out your credit card, or use your account information to set up a new credit card or financial service.
- Phishing scams happen when scammers try to trick you into sharing your personal information, like your bank account, credit card numbers, or passwords. These scams usually show up as email messages that look legitimate, or seem to come from a familiar source (such as your alma mater, a subscription service, or even your bank). Many scam emails direct you to “click here” in order to verify information.
- Skimmer scams can literally grab your information right in front of you without you even knowing it. Criminals insert skimmer technology inside the card readers of ATM machines, gas pumps, and even the point-of-sales systems at restaurants and retail shops. The technology “skims” the data that’s stored on the strip, allowing criminals to duplicate and use this information.
Attend A Free Seminar
Our seminars, which are free for members, are designed to help people and communities build stronger financial futures. Our Identity Theft Seminar helps you learn more about how and why these crimes happen, how you can protect yourself, and what actions you can take if something happens to you. Visit our calendar of upcoming presentations, or schedule a seminar today.
Access Additional Resources
Another way to educate yourself is through the following online resources and financial services:
Credit Reporting Bureaus
Government Information Sites
And start enjoying the protection of membership. Call 800-666-8811, or visit a retail center location that’s near where you live or work.