Simplify Your World with Online Banking and E-services
The point is technology has made our lives much easier, and that has transferred to the financial world with electronic services like online banking and mobile apps.
Hidden Credit Card Features Revealed
Credit cards aren't just for daily expenses or budgeting. Have you ever considered your credit card as a way to protect yourself from theft, accidents, and emergencies?
The Skimmer Scam—How to Protect Your Money from Theft
Skimming devices on gas pumps and ATMs are becoming more prevalent in our area, and people are finding themselves the victim of fraudulent card activity.
Mobile payments have come a long way in the past 20-plus years, and the additional security they provide above the traditional plastic credit card is one of the biggest benefits for consumers. Credit card skimming is a type of theft in which a small device is used to capture and store your card’s payment information when you swipe for your purchase. Skimmers can be placed on any card reader and are difficult to identify.
Digital wallets prevent this type of crime entirely, as there is no need to swipe a card. In fact, most mobile payment solutions use tokenization to ensure that your card information is never given to merchants or displayed on your phone. When you make a payment, the merchant is provided with a secure code, or token, valid only for that specific purchase; your real card number is never used. If your phone is ever lost or stolen, most Apple, Android, and Samsung devices allow you to clear your credit card information remotely.
Ready to transition to a digital wallet? Member One has all the information you need to get started, including resources for each of the three major platforms: Apple Pay, Samsung Pay, and Google Pay.