Credit Cards

Solid. Dependable. There when you need it. It’s like having your best friend in your wallet.

Are you an existing Member One credit card holder? If you’d like to order your new, chip-enhanced EMV credit card, click here.

Apply now!

Apply now!

A new bicycle, your weekly gas purchase, or an unexpected expense—whether you’re new to the credit card game or a plastic pro, Member One FCU has the perfect credit card to fit your lifestyle.

With all of our credit cards, you’ll enjoy:

Member One FCU Credit Card Options

Card Type Features & Benefits Monthly Periodic Rate Annual Percentage Rate (APR)
Visa® Platinum with Rewards

Click here for disclosures

0.9158% 10.99%
Visa® Platinum

Click here for 9.99% disclosures

Click here for 15.00% disclosures

0.8325% 9.99% or 15.00%


Apply now!

Apply now!

Have a Rewards card? Learn more about the credit card Rewards Program or log in to your Rewards Account.

For more information about our credit cards, call 540-982-8811 or visit one of our branches.

Please view our Credit Card Fraud Prevention Tips. If your Member One credit card is lost or stolen, please call 800-449-7728.

*APR = Annual Percentage Rate. This Introductory Rate is valid for balance transfers from other credit card companies, financial institutions or department store charge cards to new Member One FCU VISA Platinum or VISA Platinum Rewards credit cards for a period of 12 billing cycles after account opening and balance transfers. After that, the rate that applies to the existing balances will adjust to 9.99-15.00% APR. Rates and credit limits based on each individuals creditworthiness and underwriting criteria. Minimum credit limit $1000. Balance transfers made payable to you, cash or to make payments towards amounts you owe Member One FCU are not eligible for this Introductory Rate. Not all applicants will qualify for the lowest rate.