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We are aware of a credit and debit card fraud ring that is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.
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Norfolk Southern’s employee’s once gave us a great start

We’d like to return the favor

For those Norfolk Southern employees who are planning a fresh start, Member One Federal Credit Union is excited to offer every benefit we can to make your transition a smooth one.

We've pulled out all the stops to present a package befitting the loyal employees of the company that gave Member One its start.

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Norfolk Southern Relocation Package

  • Rate Lock - A 3-month rate lock is provided at no cost, giving you the freedom you need to find the perfect home at the perfect price.
  • No PMI - Our loans require no private mortgage insurance (PMI) regardless of the loan-to-value (LTV) ratio.
  • Rates, Rates, Rates - Competitive rates mean less time shopping for the right rate, and more time shopping for the right home.
  • Escrow - You may choose to escrow or not with no change in rate.
  • Membership on Us - Not a Member One member? We'll pay your $5 membership fee to get started.
  • Local Decisions, White Glove Service - Decisions are made locally, and you’ll receive the quality service you deserve.
  • Package Available in Multiple States - We offer mortgages in Alabama, Georgia, Illinois, North Carolina, Ohio, Pennsylvania, Tennessee, and Virginia.
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About Member One

Norfolk Southern and Member One have a rich history. In fact, back in 1940, we were originally chartered to serve the employees of the Norfolk & Western Railroad located in the Roanoke, VA area. Over the years, we've grown just as the railroad has and now serve more than 145,000 members, with membership eligibility open to hundreds of businesses and multiple cities and counties in the Roanoke and New River Valleys. We look forward to serving you!

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Need more info?

Please email us your questions and request a call at nsrelocation@memberonefcu.com.

Reach Out Apply Now

For more guidance on home ownership and home loans, check out the resources available at the Member One Financial Education Center.

*Loans subject to credit and collateral requirements. Not all applicants will qualify. Membership eligibility required. Federally insured by NCUA. Equal housing lender.