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Norfolk Southern’s employees once gave us a great start

We’d like to return the favor.

For those Norfolk Southern employees who are planning a fresh start, Member One is excited to offer every benefit we can to make your transition a smooth one.

We've pulled out all the stops to present a package befitting the loyal employees of the company that gave Member One its start.

Learn More

Norfolk Southern Relocation Package

  • No PMI - We offer no private mortgage insurance (PMI) to qualified borrowers.
  • Rates, Rates, Rates - Competitive rates mean less time shopping for the right rate, and more time shopping for the right home.
  • Membership on Us - Not a Member One member? We'll pay your $5 membership fee to get started.
  • Local Decisions, White Glove Service - Decisions are made locally, and you’ll receive the quality service you deserve.
  • Package Available in Multiple States - We offer mortgages in Alabama, Georgia, Illinois, North Carolina, Ohio, Pennsylvania, Tennessee, and Virginia.
  • Flexible Programs - We offer a wide range of financing options to meet NS employees' needs.
Apply Now
About Member One

Norfolk Southern and Member One have a rich history. In fact, back in 1940, we were originally chartered to serve the employees of the Norfolk & Western Railroad located in the Roanoke, VA area. Over the years, we've grown just as the railroad has. And after a successful merger with Virginia Credit Union in 2024, we now serve almost 500,000 members across the Commonwealth of Virginia and beyond. We look forward to serving you!

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Need more info?

Please email us your questions and request a call at nsrelocation@memberonefcu.com.

Reach Out Apply Now

For more guidance on home ownership and home loans, check out the resources available at the Member One Financial Education Center.

*Loans subject to credit and collateral requirements. Not all applicants will qualify. Membership eligibility required. Federally insured by NCUA. Equal housing lender.