Strengthening our communities.

Member One staff volunteering in community, smiling at camera

At Member One Federal Credit Union, we see where you are and where you want to be.

Then we provide solutions to help you successfully manage your finances so you can get there. We’re committed to members and communities ahead of profits.

We Recommend

Member One Federal Credit Union Donates $1,000 to Beans and Rice, Inc. in Pulaski, Virginia

Member One recently donated $1,000 to Beans and Rice, Inc. to support its mission to improve the well-being of low- to moderate-income families in the New River Valley.

Member One to build retail center in Daleville Town Center

Member One has announced its intention to open a new full-service retail center in Botetourt County in mid-2019.

Member One and Its Members Donate $20,000 to Support Disaster Relief Following Hurricanes

Member One partnered with its membership to provide financial support to the disaster-response efforts of the American Red Cross following the recent devastating hurricanes.

Credit Unions 101: Membership, Security, and Community Impact

People often think of a credit union as the big bank’s little brother—they try to act like a bank, but don’t offer as many products and services.

How We Started

We were chartered in 1940 to serve Norfolk & Western Railroad employees. Since then, we’ve grown to become one of the region’s largest credit unions. 

Today our membership is more than 126,000 and growing. 

Our financial integrity and stability continue to bring confidence to our members. With assets over $1 billion, our credit union services extend to more than 650 companies and organizations. 

One Difference

We believe it is our responsibility to strengthen the communities we serve, while helping to improve each community’s overall quality of life. 

We reinvest in our members. 

Members enjoy higher dividend rates on deposit accounts, lower rates on loans, fewer fees, and 24/7 convenience. And their deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country. 

We also reinvest in our community. 

Each year we give back to area non-profit organizations, charities, and community projects through donations of time, goods, services, and financial support. 

One Philosophy

Member One’s history of solid financial performance and member satisfaction are tied to our belief that helping people achieve their financial goals helps communities. 

Our bottom line is driven by a commitment to quality service, not making a profit.

One Vision

We seek to deepen member relationships through our knowledgeable team by providing exceptional financial products and personalized service.


Find out if you’re eligible for membership.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership