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Attention Members: The coin machine at our Member Service Center in Roanoke is currently out of service. Our nearest retail centers with a coin machine are South Roanoke, Daleville, and Southwest. We apologize for the inconvenience.
Member one plus one

plusONE Visa Cashback Credit Card

This is the credit card that gives back—to you and your community. The plusONE card is simply unique because not only do you receive cash back, so does the community. While you earn 1% cash back on all your purchases, we’ll donate on your behalf to organizations that contribute so much to our way of life here in southwest and central Virginia. It’s a win-win for you and our community.

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Introductory APR

3.99% APR for the first 12 billing cycles.

Standard APR

Standard APR of 14.99% or 16.99% after the first 12 billing cycles, based on your creditworthiness.

Credit Limit

Ranging from $5,000 to $40,000 based on creditworthiness.

Cash Advance APR

17.99% APR

Foreign Transaction Fee



Donations made on your behalf by Member One based on your purchases to nonprofit organizations in southwest and central Virginia.

Cash Back

1% cash back on all purchases

Security Features

- Zero liability on fraudulent charges
- Around-the-clock fraud protection
- Card Controls
- Digital Wallet

Enjoy all of the benefits

  • No annual fee and no balance transfer fee when you transfer the balance from another financial institution or department store card at account opening
  • Lost/Stolen Card Reporting
  • Credit Card Fraud Alerts
  • Additional Visa Benefits
  • Emergency cash and card disbursement to help you in a pinch

plusONE Visa Credit Card 14.99% and 16.99% disclosures

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Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.