Member Shield Coverage

Protection when it matters ... we're here to help!

Member Shield* is a voluntary loan-payment protection product that helps relieve the worry of missing payments, paying late, defaulting, or foreclosure due to a protected**, unexpected life event. 

You and your family won’t have to worry about making loan or credit card payments if you are out of work due to disability or in the event of your death.

  • Provides immediate coverage.
  • Affordable premiums decline as your loan balance is paid down.
  • No physical examination required.

Talk With Us About Member Shield

Call 800-666-8811, complete our contact form, or visit one of our retail center locations today.

If you currently have coverage and need to file a claim, please click the button below. 


As a member, you’re eligible for additional coverage, including:

  • Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. 
  • Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.

Member Insurance

  • Car insurance
  • Home insurance
  • Life insurance
  • Accidental Death and Dismemberment insurance

TruStage is founded on a rich tradition of strength and service. Today, the people behind TruStage continue to carry on their founding vision of offering straightforward, affordable insurance that’s backed by a strong company. Get a quote, or learn more about TruStage.


And start enjoying the protection of membership. Call 800-666-8811, or visit a retail center location near where you live or work. 

FocusOne Integrated Financial Planning

FocusOne Integrated Financial Planning is a team of financial professionals focused on one goal—helping you achieving yours. Building on a long tradition of financial services expertise, FocusOne can assist you with creating a tailored financial plan that works for you.

Talk to a FocusOne professional today!

*Products are not federally insured by the NCUA, are not obligations of the credit union, are not guaranteed by the credit union, and may involve investment risk. 

**Protected events include loss of life, disability, accidental dismemberment, terminal illness, hospitalization, family medical leave, loss of life of a non-protected dependent, and involuntary employment. 

© CUNA Mutual Group, All Rights Reserved

TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members. This product is not federally-insured by NCUA, is not an obligation of the credit union, is not guaranteed by the credit union and may involve investment risk.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership