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We are aware of a credit and debit card fraud ring that is currently impacting our members. Be aware of scammers calling, texting, and emailing, asking for your account or card number, pretending to be from Member One. NEVER give out this personal information over the phone or if it's solicited via text or email. Protect yourself and please call us directly at 800.666.8811 if you have any questions.
Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.
Norfolk and Western
A Match Made in History

Member One Federal Credit Union is proud to present our suite of financial products and services to the loyal employees of the company that gave us our start.


Norfolk Southern and Member One have a rich history.

In August 1940, 20 Norfolk & Western Railway employees combined their savings and became the charter members of the Credit Union.

Over the years, we have grown just as the railroad has and now serve more than 145,000 consumer and business members in many regions. We look forward to serving you!

Click here to see an interactive timeline of how Norfolk Southern and Member One have grown together for more than 80 years.

Email ns@memberonefcu.com or call 800.666.8811 (Option 4) with any questions.

Member One offers greater value and premier service on our exclusive lending programs and financial products such as:
Email ns@memberonefcu.com or call 800.666.8811 (Option 4) with any questions.

Member One is pleased to offer our programs to Norfolk Southern employees that reside in the following states: Alabama, Arkansas, District of Columbia, Delaware, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Mississippi, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Virginia, and West Virginia.

* Mortgage and Home Equity Products are limited to the following states: Alabama, Georgia, Illinois, North Carolina, Ohio, Pennsylvania, Tennessee, and Virginia.

**Loans subject to credit approval. Not all will qualify.

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Deposit checks. Buy coffee. Transfers funds. You need to download our mobile app today!