Auto Loans

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Whether you’re looking for a new or used car, boat, or recreational vehicle, we help you find great rates and financing options so you can make your purchase.

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Top Three Car-Shopping Tips

Whether it’s a bigger nest egg or a new car, Member One FCU’s mission is to help our members reach their financial goals. We are proud to say that we are doing that.

The Car Buyer’s Conundrum: Should I Lease or Buy?

Shopping for a new car is fun. But before you jump headfirst into the hunt, ask yourself this: are you going to lease or buy?

It’s Road-Trip Season. Is Your Ride Ready?

Check out these tune-up tips to make sure the only thing you’re worrying about is whether to go with AC or windows.

Your Quick Guide to GAP Insurance

We’re sure you’ve done all your research and found the car of your dreams, but before you sign on that dotted line, we want to you consider one more thing—GAP insurance.

With an auto loan through Member One, enjoy: 

  • Low rates
  • Flexible terms
  • 90-day, no-payment option*
  • No prepayment penalties
  • Fast service, including same-day new car loan decisions
  • On-site financing at participating dealerships in our Auto Dealer Network
Already Have A Vehicle Loan?

By switching your auto loan to Member One, we may be able to reduce your payment. 

Does Your Car Need Extra Protection?  

As a member, you’re eligible for additional coverage, including:

  • Mechanical Breakdown Protection, or MBP, provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. 
  • Guaranteed Asset Protection, or GAP, covers the deficiency balance on your loan in the event of a total loss.

Get a GAP and Extended Warranty Quote

Find The Answers You Need Before You Apply

Call 800-666-8811, complete our contact form, or visit one of our retail center locations today.

Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

*This is a deferred payment option. Interest charges still apply. Deferred payment options may not apply to all loan products.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership