plusONE Visa® credit card

plusOne Visa Credit Card being held in hand by volunteer at house building site.

Cash back for you and your community.

plusONE Visa Cashback Credit CardThis is no ordinary cash back credit card. The plusONE Visa® Cashback credit card not only benefits you but your community too. While you earn 1% cash back on all purchases, Member One donates a portion of your purchases on your behalf to nonprofits in southwest and central Virginia. You spend, you earn, and we give. It doesn’t get much better than that.
Introductory APR
Standard APR
Credit limit
Cash Advance APRForeign Transaction Fee
5.90% APR for the first 12 billing cycles.Standard APR of 14.99% or 16.99% after the first 12 billing cycles, based on your creditworthiness.Ranging from $5,000 to $40,000 based on creditworthiness.17.99% APR1%
Apply Now

Start an online application for the plusONE Visa® Cashback credit card.

Enjoy all of the benefits

CommunityCash Back
Security Features
Visa Perks
Donations on your behalf by Member One based on your purchases to nonprofits in one of four sectors: youth; arts, culture, and education; environmental sustainability; and health and human services.1% cash back on all purchasesZero liability on fraudulent charges with around-the-clock fraud protection

Card Lock

Digital Wallet
Visa Purchase Alerts, Visa Account Updater, Verified by Visa, and Visa Secure Remote Commerce

Travel, Accident & Baggage Delay Insurance up to $500,000

Emergency cash and card disbursement to help you in a pinch

And even more

No annual fee and no balance transfer fee when you transfer the balance from another financial institution or department store card at account opening

Lost/stolen card reporting

Roadside Dispatch with 24-hour access that includes standard towing, tire changing, jump starting, lockout service, fuel delivery, and more

Auto Rental Collision Damage Coverage that provides insurance for car rentals made with your plusONE credit card

Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

plusONE Visa Credit Card 14.99% and 16.99% disclosures.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership