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Encore Checking
Everyone deserves a second chance. Encore Checking helps you rebuild your finances and get back on track.?
Rebuild with confidence. Encore Checking helps members avoid costly checking alternatives while practicing good checking habits. After a year, if your account is in good standing, you will be eligible to convert to a Regular Checking or Checking Plus account.
These great features come with every checking account:
Free debit card
Get a free contactless debit card to make purchases and use at ATMs
Nationwide ATMs
Find ATMs at VACU locations or shared branches with credit unions nationwide
No-fee withdrawals
Get 4 no-fee withdrawals from non-VACU ATMs each month?
Online access
Enjoy free online banking with bill pay & eStatements
Digital wallets
Store and manage information in digital wallets
Mobile banking
Use our convenient mobile banking app? with mobile deposit?
Paper checks
Easily order checks online or by phone (four colors, $20 for 80)
Phone banking
Enjoy free 24-hour QuikLine phone banking
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Checking Resources
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Checking FAQs
Frequently asked questions about checking accounts. -
Switch Your Checking
Making the switch to a checking account at your credit union is as easy as 1-2-3. Follow the steps listed here to get started. -
Order Checks
Here's how to reorder your VACU paper checks.