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Savings
Do your long-term plans include buying a house, paying for college, or enjoying retirement? We’re here to help you prepare for these future goals or cover unplanned expenses.
Regular Savings
Open an account with just $5 and earn competitive returns on balances of $100 or more. Add to the account easily with direct deposit or automatic transfers.
Earn dividends up to
Benefits to help you
Free debit card, nationwide ATM access, online banking with eStatements, mobile banking app with mobile deposit, phone banking, and more
Money Market Savings
Get more for your money and ready access to your funds. Our Premium account requires a minimum balance of $10,000 and our Premium Plus account requires $25,000. The more you save, the more you earn.
Attractive dividends up to
Manage your money
Checking transfers, digital banking access and automatic overdraft protection on checking
Savings Certificates
Open a certificate with $500 or more and watch your savings grow. Add deposits to select certificates.
Individual Retirement Accounts (IRAs)
Explore two options to help you grow retirement savings, starting with $100. IRAs can provide tax benefits, but speak to your tax advisor first.
Earn dividends up to
Grow your account
Payroll deduction and automatic transfers
Health Savings Accounts (HSAs)
Pay for future eligible medical expenses with pre-tax dollars. Open an account for just $5. Yearly contribution limits of $4,400 for eligible individuals and $8,750 for eligible families. ?
Earn dividends up to
Convenient features
Free debit card, monthly account statement – and your first order of checks is free. Annual service fee.
Kids Savings Accounts
Help your kids save for their long-term goals, including college, with savings accounts starting as low as $5. Choose from Regular Savings, Money Market Savings, or Savings Certificates.
Earn every dividend
Start saving early
Oversee your child’s access to their money; help birthday and holiday gift money grow
These great features come with every savings account:
Free debit card
Get a free debit card to make purchases and use at ATMs
Nationwide ATMs
Find ATMs at VACU locations or shared branches with credit unions nationwide
Change Jar
Round up every purchase to the nearest whole dollar, the “change” goes to savings.
Online access
Enjoy free online banking with bill pay & eStatements
Automatic transfer
Fund your Savings accounts through direct deposit or paycheck deduction
Mobile banking
Use our convenient mobile banking app? with mobile deposit?
Phone banking
Enjoy free 24-hour QuikLine phone banking
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Saving Resources
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Savings FAQs
Frequently asked questions about savings. -
Change Jar
Looking for a way to jump start your savings? Sign up for Change Jar! The more you use your debit card for purchases, the more you can save. -
Order Checks
Here's how to reorder your VACU paper checks.