Credit Cards at Virginia Credit Union
cash rewards

Cash Rewards Mastercard®

Earn cash back? on every purchase with our Cash Rewards Mastercard. You’ll earn 3% on gas, 2% on groceries and restaurant purchases, and 1% on all other purchases. 

Our lowest intro rate. Ever.

0%

APR applies for 12 months? on purchases and transfers made within 60 days after opening your card. After that, a variable APR applies. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.

Cash back.

3-2-1

Earn cash back? on every purchase: 3% on gas, 2% on groceries and restaurant purchases, and 1% on everything else.

Save on fees.

$0

No annual fee, no cash advance fee, and no foreign transaction fee.

Features of every Cash Rewards card:

  • Fewer fees

    No annual fee, no cash advance fee, AND no foreign transaction fee.

  • Get your cash fast

    Get your cash back as a direct deposit to your VACU checking or savings account, or have it applied as a statement credit.

  • No expiration date

    Great news! Your cash back never expires.

  • Easy to redeem

    Redeem your cash in our app or through online banking.

  • Digital wallet

    Conveniently pay and manage information with digital wallets.

  • Mastercard® benefits

    Feel supported with credit monitoring, Zero Liability protection, and round-the-clock Mastercard Global Service.

vcu cards

Show your VCU pride with the Black & Gold Mastercard®

Take your Ram pride wherever you go with the official card design of VCU fans. Pick from three options to deck out any one of our VACU credit cards with an exclusive VCU design. Plus, get the benefit of special VCU-related discounts added to your card!

Get cash back on everyday purchases.

Earn cash back on the things you buy with our Cash Rewards Mastercard.