• RV, Boat and Motorcycle Loans

    We can help get you on the road – or on the water – faster with our affordable loan options.
Rates as low as
6.24

?

Discount

for automated monthly payments

Fast

and easy application with quick response

Attractive rates

Applies to model years 2016-2026 

Recreational Vehicle Loan Rates

Product Term APR* (as low as)
Recreational Vehicle Loan Rates up to 48 months 6.74%
Recreational Vehicle Loan Rates up to 66 months 7.24%
Recreational Vehicle Loan Rates up to 72 months 7.49%
Recreational Vehicle Loan Rates up to 78 months 7.74%
Recreational Vehicle Loan Rates up to 84 months 8.99%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 6.74% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $833.90 at a 6.74% APR with 48 month term; $644.45 at a 7.24% APR with 66 month term; $604.98 at a 7.49% APR with 72 month term; $572.43 at a 7.74% APR with 78 month term; and $562.94 at an 8.99% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Motorcycle Loan Rates

Product Term APR* (as low as)
Motorcycle Loan Rates up to 48 months 7.24%
Motorcycle Loan Rates up to 66 months 7.74%
Motorcycle Loan Rates up to 72 months 7.99%
Motorcycle Loan Rates up to 78 months 8.24%
Motorcycle Loan Rates up to 84 months 9.49%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 7.24% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $842.02 at a 7.24% APR with 48 month term; $652.85 at a 7.74% APR with 66 month term; $613.49 at a 7.99% APR with 72 month term; $581.06 at a 8.24% APR with 78 month term; and $571.86 at an 9.49% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Watercraft Loan Rates

Product Term APR* (as low as)
Watercraft Loan Rates up to 48 months 6.24%
Watercraft Loan Rates up to 66 months 6.74%
Watercraft Loan Rates up to 72 months 6.99%
Watercraft Loan Rates up to 78 months 7.24%
Watercraft Loan Rates up to 84 months 8.49%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 6.24% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $825.83 at a 6.24% APR with 48 month term; $636.12 at a 6.74% APR with 66 month term; $596.55 at a 6.99% APR with 72 month term; $563.88 at a 7.24% APR with 78 month term; and $554.10 at an 8.49% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Buy your dream vehicle with a VACU loan

Have you picked out your boat, RV or motorcycle? Be ready with a vehicle loan. The application is fast and easy – and we’ll get you an answer quickly.

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    As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.