Tim LaMont
Tim LaMont
Hi, I’m Tim, your local mortgage expert.
With 17 years of experience in the mortgage lending business, I've seen many changes in the industry. I take great pride in guiding buyers through the detailed process and giving them the tools to move into this financial decision confidently. My favorite part of the business is assisting first-time homebuyers with their purchases and seeing their joy and relief when they realize they have a new home.
I've lived in the Fredericksburg area for 14 years and enjoy the close proximity to Washington, D.C., and all the food, sights, and experiences the city has to offer.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
What our members are saying:
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Tim was absolutely amazing to work with throughout the process. He was very patient and understanding. He tried his best to help move things along whenever things stalled. We truly appreciate his help.
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Tim and Crystal were so easy to work with. They were friendly and even accommodated a request to close one business day early on very short notice. Excellent customer service!
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This was my first experience with VACU and it was amazing! Looking forward to doing more banking with VACU!
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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MortgagesFrom finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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RefinancingRefinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home EquityTap into the money you've already invested in your home to cover life's expenses.
