Youth Accounts

It’s never too early to start on the path toward smart money choices. Our youth checking and share accounts help our youngest members along the way.

We Recommend

Tips for Choosing the Right Youth Account for Your Child

These kid-friendly accounts are easy to manage and can be the gateway to delivering important saving and budgeting lessons that your children will carry with them forever.

5 Ways to Teach your Kids Responsible Saving

It probably goes without saying, but we here at Member One are pretty keen on savings—a healthy nest egg, an emergency fund, IRAs… you get the point.

A Guide for Teaching Kids Healthy Holiday Spending

Here’s a four-step approach for educating your kids on healthy holiday spending.

Ages 12 and Under:

Super Squirrels Club Share Accounts & Certificates help children have fun and learn good saving and banking habits. 

Visit a retail center to get your child started on the right financial path.

Teens Ages 13-18:

Generation One Share Accounts & Certificates help teens who want to learn about handling money and saving for the future. 

  • Helps teens save for their first car, a new computer, college, concerts, or whatever is on their list. 
  • Offers tiered dividend rates based on account balance
  • Special share certificate rates and terms
  • Educational seminars
  • Scholarship opportunities and much more

Visit a retail center to get your child started on the right financial path.

About Children's Online Privacy

The Children’s Online Privacy Protection Act (COPPA) gives parents increased control over what information is collected from their children online, and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from children under the age of 13. Member One Federal Credit Union’s (FCU) websites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. In the event that Member One FCU wishes to collect information about children under the age of 13, parental consent will be required first.  Any information that Member One FCU wishes to collect will be posted for parental review prior to collection.  All information collected at any point in time, whether approved by a parent for a child, or for an adult is subject to Member One FCU’s Privacy Policy.

For additional information on COPPA protections or the dangers of the Internet and how to browse safely, visit the Federal Trade Commission.

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