Current members, apply by logging into Online Banking or by calling 800-666-8811.
Each overdraft made could incur a $35 fee per item. Transactions which could impose a fee for paying an overdraft request include ATM withdrawals, draft clearing, debit card transactions, and ACH debit transactions. Accounts must be brought to a $0 or higher balance within 30 days of the first negative activity. Member One FCU will not pay overdraft requests for debit/ATM card transaction for accounts not enrolled in Courtesy Pay Plus, are negative more than $300 form Smart Choice Checking or $800 for One Choice Checking, are delinquent on loan(s), the account has remained negative for 30 days or more, or if the member is deceased and no joint owners exist on the account.
*Percentage savings based on purchases at qualifying purchase rewards retailers and/or restaurants. Qualification based on individual creditworthiness and underwriting standards. All credit union loan programs, rates, terms, and conditions subject to change at any time without notice.
**Merchants vary by customer and availability.
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