John Maderia
John Maderia
Hi, I’m John, your local mortgage expert.
At VACU, it’s more than selling a mortgage. It’s advising and educating a member about a process that results in a better way of life. Refinancing or applying for a mortgage can be a complicated experience. I'm here to walk you through the steps and answer any questions along the way.
I’ve been in the mortgage loan industry for more than 19 years. Whether assisting a member with purchasing a home or refinancing for life events, I’m helping them achieve a life goal.
I have lived in the Richmond area for more than 49 years. In my spare time, my wife and I enjoy exploring Virginia’s history, museums, performing arts, and sporting events. I’m also a member of a church where I conduct a class for middle and high school-aged students.
Why work with a VACU mortgage loan officer?
As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with:
- Mortgages for your primary residence, second homes, or investment properties
- No-closing-cost options
- Home Equity and Home Equity Line of Credit (HELOC) options
- Adjustable-rate mortgages
- First-time homebuyer loans
- Low down payment options
- Specialty loans, including 100%-financing and jumbo loans
- Construction and construction-to-permanent loans
What our members are saying:
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John was always available to answer questions and help with my loan. He is definitely an asset to VACU! I would recommend him to others to help with loans.
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The process was very comfortable and easygoing. Everything was explained, and the length of the process was what I was told at the beginning.
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I just want to express my gratitude to John and Jessica. Both fully explained the process, what their part of the process entailed, the time frames for contact, and follow-up.
Services VACU offers:
Whether you're new to homebuying or you've done this before, we can help.
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MortgagesFrom finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
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RefinancingRefinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
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Home EquityTap into the money you've already invested in your home to cover life's expenses.
