Do more with your home’s equity.

Home improvement, tuition, auto, and vacation icons.

Limited-Time Home Equity Loan Rates

4.75% APR fixed for 15 years*   
4.99% APR fixed for 20 years*

There’s a better way to upgrade your kitchen, cover your kids’ college tuition, or even fund that dream vacation: a Member One home equity loan. 

  • Special low rates
  • Zero closing costs**
  • Local, personalized service
  • Borrow up to 100% of your home’s equity

The application process is easy, and you’ll get a decision within days! For doing more with your home’s value—we’re The One to bank on!

Ready to apply? 
Get started

Click here to begin the home equity loan application process online.

Have questions before you apply?

To learn more about this special offer, complete the form below and a home equity expert will contact you soon.

*APR means Annual Percentage Rate. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Approval subject to loan and property value, creditworthiness, and underwriting. Home Equity Loan special offer: $25,000 minimum loan required on 20-year loan; $10,000 minimum on 15-year loan. As of 5/1/2019, the APR on a 15-year loan is 4.75% fixed OR 4.99% fixed on a 20-year loan. Owner-occupied single family detached primary residences only. You may qualify to borrow up to 100% of your property’s value. Estimated monthly payment on 15-year loan of $100,000 is $778. Estimated monthly payment on a 20-year loan of $100,000 is $659. Fees and loan amount may affect the APR. 

**Member One standard closing costs waived except any attorney fees. If loan is paid off within two years of closing, the member must reimburse the closing fees (ranging from $200-$2,000). 

Membership eligibility required. Federally insured by NCUA.