Find the right card for you.

New car tires you didn’t think you’d need so soon. Groceries. Birthday gifts. An unexpected night out with friends. Credit cards are there when we need them. 

And Member One helps you match the right card for your lifestyle, including:

  • Competitive rates
  • No annual fees
  • Zero liability on fraudulent purchases
  • Worldwide recognition
  • Digital Wallet capability

Discover which credit card is right for you 

Card TypeFeatures & BenefitsMonthly Periodic RateAnnual Percentage Rate (APR)
Visa® Platinum with Rewards
Click here for disclosures
Earn points toward rewards with every dollar you spend!
Limits starting at $2,000
Visa Purchase Alerts
Visa Checkout
0.9158%10.99%
Visa® Platinum
Click here for 9.99% disclosures
Click here for 15.00% disclosures
Low monthly payments and convenient payment options
Limits starting at $1,000
Visa Purchase Alerts
Visa Checkout
0.8325%9.99% or 15.00%

Want more information about our credit cards? 

Call 800-666-8811 or visit one of our retail center locations

If your Member One credit card is lost or stolen, please call 800-449-7728.

Apply Now

Current members, apply by logging into Online Banking or by calling 800-666-8811.

*APR = Annual Percentage Rate. This Introductory Rate is valid for balance transfers from other credit card companies, financial institutions or department store charge cards to new Member One FCU VISA Platinum or VISA Platinum Rewards credit cards for a period of 12 billing cycles after account opening and balance transfers. After that, the rate that applies to the existing balances will adjust to 9.99-15.00% APR. Rates and credit limits based on each individual’s creditworthiness and underwriting criteria. Minimum credit limit $1,000. Balance transfers made payable to you, cash or to make payments towards amounts you owe Member One FCU AND purchase, real estate and existing Member One FCU loans are not eligible for this Introductory Rate. Not all applicants will qualify for the lowest rate.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership