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Virginia Credit Union and Member One Federal Credit Union announce intent to merge. Learn more.
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We have the right credit card for you!

New car tires you didn’t think you’d need so soon. Groceries. Birthday gifts. An unexpected night out with friends. Credit cards are there when we need them.

Why Our Credit Cards?

Member One helps you match the right card for your lifestyle. Some of the benefits of our cards include:

Competitive Rates
No Annual Fees
Zero Liability on Fraudulent Purchases
Digital Wallet Capability
Card Controls Security
Member one plus one
plusONE Visa® Cashback Credit Card
Cash back for you and your community.
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  • Earn 1% cash back on every purchase with no restrictions or limits as statement credits on a quarterly basis
  • Member One will donate a percentage of your spending on your behalf to non-profit organizations here in Central and Southwest Virginia
  • 3.99% Introductory APR for the first 12 billing cycles after account opening. Followed by a fixed interest rate of either 14.99% or 16.99%, based on your creditworthiness.
  • $0 annual fee and $0 balance transfer fee
  • $5,000 minimum credit limit
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Member one everyday
Member Everyday Visa® Credit Card
Simple, flexible, dependable
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  • 3.99% Introductory APR for the first 12 billing cycles after account opening. Followed by a fixed interest rate of either 9.99%, 14.99% or 17.99%, based on your creditworthiness
  • With a $0 balance transfer fee, take advantage of the low fixed-interest rate and pay off any higher rate cards you may already have
  • $0 annual fee
  • $1,000 minimum credit limit
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Member one premier
Member Premier Visa® Signature Credit Card
The credit card that’s a class above.
Apply Now
  • 5,000 Reward points given after first transaction and your points never expire
  • Access to Visa Signature Concierge Service and Perks
  • 3.99% Introductory APR for the first 12 billing cycles after account opening. Followed by a fixed interest rate of either 13.99% or 15.99%, based on your creditworthiness
  • $0 annual fee, $0 balance transfer fee, and $0 foreign transaction fee
  • $5,000 minimum credit limit
Learn More