The benefits of business membership.

Female business owner hanging open sign on window.

We know that not every business is the same. That’s why we offer a variety of financial solutions to meet your business needs. Our suite of products is crafted with you in mind.

  • Checking, savings, and investment accounts
  • Online and Mobile Banking with 24/7 account access
  • Business Visa® credit card
  • Merchant Services including card payment processing, payroll services, human resources services, and web design/management
  • Business auto loans
  • Mortgages for multi-family units, commercial buildings, and investment properties
  • Secured and unsecured lines of credit

We're committed to helping our business members save money and grow their business! Contact us today at

Business Account Eligibility

All business accounts must qualify for membership based on one of the following criteria

  • Business is located in Member Service Area (MSA) 
  • Business is a Select Employer Group (SEG or Partner Company)
View our Business Account Checklist
You are eligible for business membership if your business is located in the following areas:
  • Altavista
  • Franklin County
  • Montgomery County
  • Radford
  • Vinton
You may be eligible for business membership if your business is located in the following areas:
  • Amherst
  • Bedford
  • Botetourt
  • Campbell
  • Forest
  • Lynchburg
  • Pittsylvania County
  • Roanoke
  • Salem

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Business Essential

This account is perfect for small clubs and small businesses or organizations that have a low monthly transaction volume.

  • No monthly service fee
  • 10 free transactions per month
  • $0.25 per additional transaction

Business Edge

Our second level business checking account is best for businesses with higher balances who conduct frequent transactions throughout the month.

  • $5 monthly service fee*
  • Up to 50 free transactions per month
  • $0.25 per additional transaction

Business Elite

This checking account is ideal for businesses that have a high volume of transactions each month.

  • $12 monthly service fee*
  • Up to 150 free transactions per month
  • $0.25 per additional transaction

Business Lending

  • Commercial Real Estate (Multi-family and commercial structures)
  • Investment Properties (1–4 units)
  • Lines of Credit (Secured and Unsecured)
  • Business Credit Cards
  • Business Auto Loans
  • Business Other, Secured (e.g. equipment, assets, and inventory)

Business Share Account

To help your business grow, our business savings account pays the same competitive rate as a Member One personal savings account.

View our Business Savings Rates  

​Looking for more information?

Complete the form below and a member of our Business Account Team will follow up with you soon to answer your questions.

For your security, please do not include any personal or account related information.

*Business Edge and Business Elite are eligible to have the Monthly Maintenance Fee waived if average monthly balance on shares and/or loans is $25,000 or higher. 

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership