The benefits of business membership.

We know that not every business is the same. That’s why we offer a variety of financial solutions to meet your business needs. Our suite of products is crafted with you in mind.

  • Checking, savings, and investment accounts
  • Online and mobile banking with 24/7 account access
  • Business Visa® credit card
  • Business auto loans
  • Mortgages for multi-family units, commercial buildings, and investment properties
  • Secured and unsecured lines of credit

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Business Checking I

This account is perfect for small clubs and small businesses or organizations that have a low monthly transaction volume.

  • No monthly service fee
  • 10 free transactions per month
  • $0.25 per additional transaction

Business Checking II

Our second level business checking account is best for businesses with higher balances who conduct frequent transactions throughout the month.

  • $5 monthly service fee*
  • Up to 50 free transactions per month
  • $0.25 per additional transaction

Business Checking III

This checking account is ideal for businesses that have a high volume of transactions each month.

  • $12 monthly service fee*
  • Up to 150 free transactions per month
  • $0.25 per additional transaction

Business Lending

  • Commercial Real Estate (Multi-family and commercial structures)
  • Investment Properties (1–4 units)
  • Lines of Credit (Secured and Unsecured)
  • Business Credit Cards
  • Business Auto Loans
  • Business Other, Secured (e.g. equipment, assets, and inventory)

Business Share Account

To help your business grow, our business savings account pays the same competitive rate as a Member One personal savings account.

Looking for more information? Call 540-982-8811 and ask to speak with a member of our Business Account Team.

View our Business Savings Rates View our Business Account Checklist



Business Account Eligibility

All business accounts must qualify for membership based on one of the following criteria

  • Business is located in Member Service Area (MSA) 
  • Business is a Select Employer Group (SEG or Partner Company)
You are eligible for business membership if your business is located in the following areas:
  • Altavista
  • Franklin County
  • Montgomery County
  • Radford
  • Vinton
You may be eligible for business membership if your business is located in the following areas:
  • Amherst
  • Bedford
  • Botetourt
  • Campbell
  • Forest
  • Lynchburg
  • Pittsylvania County
  • Roanoke
  • Salem

*Business Checking II and Business Checking III are eligible to have the Monthly Maintenance Fee waived if average monthly balance on shares and/or loans is $25,000 or higher. As of September 1, 2018 Business Savings Accounts require a $100 initial deposit and $100 minimum balance.

Become a Member

Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service.

Learn more about credit union membership