Member One FCU offers the best checking account for you, no matter who you are! We make it easy to access your account on the go, plus we help you get more out of your money with fewer fees and benefits like dividends and rewards for debit card use. We can even help if you have been denied a checking account in the past.

ONE Choice Checking Account

Our ONE Choice checking account features include:

    • Free Online Banking
    • Direct deposit and payroll deduction available
    • Unlimited drive-thru and in-person transactions with our friendly staff
    • Visa® Debit Card
    • Cash back rewards with the free Purchase Rewards program


Smart Choice Checking Account

If you have been denied a checking account at other institutions, we may have a solution for you.

Call (540) 982-8811 or visit a branch location to learn about our new Smart Choice Checking Account.

Courtesy Pay Plus

Have you ever been denied an ATM or debit card transaction? With our Courtesy Pay Plus overdraft protection you can:

  • Avoid the hassle of a declined debit card
  • Have your overdrafts covered up to a certain amount
  • Save yourself from fees charged by merchants

Sign up for Courtesy Pay Plus today by calling (540)982-8811 or (800) 666-8811

Looking for a youth account? Click here!

Open an account today!

Open an account today!