Has it been long enough? Can we talk about it now without angst? Let’s give it a holiday—Christmas shopping.
Still too soon? Well, before you start throwing things at us and letting your anxiety kick in, just hear us out! We’re not asking you to start thinking about lists and shopping malls right now; we’re asking you this: Were you ever concerned about the amount of money you had to spend on holiday goodies and gifts? If you answered yes, we might have a solution for you: a Christmas Club account.
This account is the easiest way to prepare your budget for the 2019 holidays. We’re sure you’ve heard the advice to start saving now, but things come up—your friends invite you out to dinner or you just have to get insert newest cool gadget here.
That’s exactly why a Christmas Club account right up your alley. You can set up automatic transfers from each of your paychecks (as much or little as you’d like) to be deposited into it. Here is the best thing about this account and what makes it different from the rest: if you take any money out before October 1, there is a $10 penalty. How is a $10 penalty a good thing? Well, for those of us who have a hard time telling ourselves (or our friends) “no”, this stops you from taking the money out too soon. On October 1, the full balance is deposited into your primary account. Just think; if you open up a Christmas Club account in February and have $50 deposited each month until October, you’d have more than $450 (with interest) already saved by the time the holidays roll around.
We know; it hurts to think about holiday shopping when we’re only a month removed. But remember this feeling. If you start prepping for Holiday Season 2017 now, you won’t have to experience it again. Call us at 1-800-666-8811, or come in to one of our retail centers to sign up for your Christmas Club account today.