About Us

At Member One Federal Credit Union, we’re committed to providing solutions that help you successfully manage your finances. That commitment is built on a tradition of financial success.

Our History

Originally chartered in 1940 to serve Norfolk & Western Railroad employees, Member One Federal Credit Union has grown to become one of the largest credit unions in the region. Today, Member One serves a membership of nearly 90,000, has assets over $700 million, and extends credit union services to more than 650 companies and organizations. The financial integrity and stability of our organization have remained a steadfast source of confidence for our members for over seven decades. Today, we continue to believe that every business has a responsibility to strengthen the communities it serves and improve the community’s overall quality of life.

One Difference

As a not-for-profit financial cooperative owned and operated by our members, Member One FCU reinvests profits in our members by offering higher dividend rates on deposit accounts, lower rates on loans, fewer fees, and 24/7 convenience. Member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country. Member One also gives back to the community through generous donations to non-profit organizations, charities, and community projects.

One Philosophy

Member One FCU has a history of solid financial performance and member satisfaction. Our philosophy is founded on the belief that helping people achieve their financial goals helps the entire community. Our bottom line is driven by a commitment to quality service, not making a profit.

One Vision

To deepen member relationships through our knowledgeable team by providing exceptional financial products and personalized service.

2016 Annual Report  

Find out if you’re eligible for membership.




Voted Platinum Best Credit Union in Roanoker magazine’s 2016 and 2017